LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,098
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,118
−HK$3,069/mo
Today · 4.125%
HK$103,187
baseline
▲ 0.50% · 4.625%
HK$109,465
+HK$6,278/mo
Deposit HK$21.29M · loan HK$21.29M · min. income ≈ HK$206,374/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$1,809,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,020
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,917
−HK$2,939/mo
Today · 4.125%
HK$113,856
baseline
▲ 0.50% · 4.625%
HK$119,858
+HK$6,002/mo
Deposit HK$21.29M · loan HK$21.29M · min. income ≈ HK$227,712/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$1,809,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,517
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$120,142
−HK$3,682/mo
Today · 4.125%
HK$123,824
baseline
▲ 0.50% · 4.625%
HK$131,358
+HK$7,534/mo
Deposit HK$17.03M · loan HK$25.55M · min. income ≈ HK$247,648/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,624
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$133,101
−HK$3,527/mo
Today · 4.125%
HK$136,628
baseline
▲ 0.50% · 4.625%
HK$143,829
+HK$7,201/mo
Deposit HK$17.03M · loan HK$25.55M · min. income ≈ HK$273,256/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,937
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,165
−HK$4,296/mo
Today · 4.125%
HK$144,461
baseline
▲ 0.50% · 4.625%
HK$153,252
+HK$8,791/mo
Deposit HK$12.77M · loan HK$29.81M · min. income ≈ HK$288,922/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,228
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$155,284
−HK$4,115/mo
Today · 4.125%
HK$159,399
baseline
▲ 0.50% · 4.625%
HK$167,801
+HK$8,402/mo
Deposit HK$12.77M · loan HK$29.81M · min. income ≈ HK$318,798/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,776
−HK$10,960/mo
▼ 0.25% · 3.875%
HK$180,213
−HK$5,523/mo
Today · 4.125%
HK$185,736
baseline
▲ 0.50% · 4.625%
HK$197,038
+HK$11,302/mo
Deposit HK$4.26M · loan HK$38.32M · min. income ≈ HK$371,472/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,437
−HK$10,504/mo
▼ 0.25% · 3.875%
HK$199,651
−HK$5,290/mo
Today · 4.125%
HK$204,941
baseline
▲ 0.50% · 4.625%
HK$215,744
+HK$10,803/mo
Deposit HK$4.26M · loan HK$38.32M · min. income ≈ HK$409,882/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,734 · Scale 2, in force from 26 Feb 2026)