LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,121
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$100,142
−HK$3,069/mo
Today · 4.125%
HK$103,211
baseline
▲ 0.50% · 4.625%
HK$109,491
+HK$6,280/mo
Deposit HK$21.30M · loan HK$21.30M · min. income ≈ HK$206,422/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$1,810,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,046
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$110,943
−HK$2,940/mo
Today · 4.125%
HK$113,883
baseline
▲ 0.50% · 4.625%
HK$119,886
+HK$6,003/mo
Deposit HK$21.30M · loan HK$21.30M · min. income ≈ HK$227,766/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$1,810,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,545
−HK$7,308/mo
▼ 0.25% · 3.875%
HK$120,170
−HK$3,683/mo
Today · 4.125%
HK$123,853
baseline
▲ 0.50% · 4.625%
HK$131,389
+HK$7,536/mo
Deposit HK$17.04M · loan HK$25.56M · min. income ≈ HK$247,706/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,810,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,655
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$133,132
−HK$3,528/mo
Today · 4.125%
HK$136,660
baseline
▲ 0.50% · 4.625%
HK$143,863
+HK$7,203/mo
Deposit HK$17.04M · loan HK$25.56M · min. income ≈ HK$273,320/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,810,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,969
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$140,198
−HK$4,297/mo
Today · 4.125%
HK$144,495
baseline
▲ 0.50% · 4.625%
HK$153,287
+HK$8,792/mo
Deposit HK$12.78M · loan HK$29.81M · min. income ≈ HK$288,990/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,810,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,264
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$155,321
−HK$4,115/mo
Today · 4.125%
HK$159,436
baseline
▲ 0.50% · 4.625%
HK$167,840
+HK$8,404/mo
Deposit HK$12.78M · loan HK$29.81M · min. income ≈ HK$318,872/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,810,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,817
−HK$10,963/mo
▼ 0.25% · 3.875%
HK$180,255
−HK$5,525/mo
Today · 4.125%
HK$185,780
baseline
▲ 0.50% · 4.625%
HK$197,084
+HK$11,304/mo
Deposit HK$4.26M · loan HK$38.33M · min. income ≈ HK$371,560/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,810,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,482
−HK$10,507/mo
▼ 0.25% · 3.875%
HK$199,698
−HK$5,291/mo
Today · 4.125%
HK$204,989
baseline
▲ 0.50% · 4.625%
HK$215,795
+HK$10,806/mo
Deposit HK$4.26M · loan HK$38.33M · min. income ≈ HK$409,978/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,810,158 · Scale 2, in force from 26 Feb 2026)