LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,713
−HK$609/mo
▼ 0.25% · 3.875%
HK$10,015
−HK$307/mo
Today · 4.125%
HK$10,322
baseline
▲ 0.50% · 4.625%
HK$10,950
+HK$628/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,644/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$52,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,806
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,096
−HK$294/mo
Today · 4.125%
HK$11,390
baseline
▲ 0.50% · 4.625%
HK$11,990
+HK$600/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,780/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$52,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,656
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,018
−HK$369/mo
Today · 4.125%
HK$12,387
baseline
▲ 0.50% · 4.625%
HK$13,140
+HK$753/mo
Deposit HK$1.70M · loan HK$2.56M · min. income ≈ HK$24,774/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$52,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,967
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,315
−HK$353/mo
Today · 4.125%
HK$13,668
baseline
▲ 0.50% · 4.625%
HK$14,388
+HK$720/mo
Deposit HK$1.70M · loan HK$2.56M · min. income ≈ HK$27,336/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$52,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,599
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,021
−HK$430/mo
Today · 4.125%
HK$14,451
baseline
▲ 0.50% · 4.625%
HK$15,331
+HK$880/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,902/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$52,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,128
−HK$818/mo
▼ 0.25% · 3.875%
HK$15,534
−HK$412/mo
Today · 4.125%
HK$15,946
baseline
▲ 0.50% · 4.625%
HK$16,786
+HK$840/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,892/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$52,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,484
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,028
−HK$552/mo
Today · 4.125%
HK$18,580
baseline
▲ 0.50% · 4.625%
HK$19,711
+HK$1,131/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,160/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$52,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,451
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,972
−HK$529/mo
Today · 4.125%
HK$20,501
baseline
▲ 0.50% · 4.625%
HK$21,582
+HK$1,081/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$41,002/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$52,041 · Scale 2, in force from 26 Feb 2026)