LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,136
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,157
−HK$3,070/mo
Today · 4.125%
HK$103,227
baseline
▲ 0.50% · 4.625%
HK$109,508
+HK$6,281/mo
Deposit HK$21.30M · loan HK$21.30M · min. income ≈ HK$206,454/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$1,810,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,062
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$110,961
−HK$2,940/mo
Today · 4.125%
HK$113,901
baseline
▲ 0.50% · 4.625%
HK$119,905
+HK$6,004/mo
Deposit HK$21.30M · loan HK$21.30M · min. income ≈ HK$227,802/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$1,810,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,563
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$120,189
−HK$3,683/mo
Today · 4.125%
HK$123,872
baseline
▲ 0.50% · 4.625%
HK$131,410
+HK$7,538/mo
Deposit HK$17.04M · loan HK$25.56M · min. income ≈ HK$247,744/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,810,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,675
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$133,153
−HK$3,528/mo
Today · 4.125%
HK$136,681
baseline
▲ 0.50% · 4.625%
HK$143,886
+HK$7,205/mo
Deposit HK$17.04M · loan HK$25.56M · min. income ≈ HK$273,362/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,810,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,990
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$140,220
−HK$4,298/mo
Today · 4.125%
HK$144,518
baseline
▲ 0.50% · 4.625%
HK$153,311
+HK$8,793/mo
Deposit HK$12.78M · loan HK$29.82M · min. income ≈ HK$289,036/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,810,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,287
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,345
−HK$4,116/mo
Today · 4.125%
HK$159,461
baseline
▲ 0.50% · 4.625%
HK$167,866
+HK$8,405/mo
Deposit HK$12.78M · loan HK$29.82M · min. income ≈ HK$318,922/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,810,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,844
−HK$10,964/mo
▼ 0.25% · 3.875%
HK$180,283
−HK$5,525/mo
Today · 4.125%
HK$185,808
baseline
▲ 0.50% · 4.625%
HK$197,114
+HK$11,306/mo
Deposit HK$4.26M · loan HK$38.34M · min. income ≈ HK$371,616/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,810,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,512
−HK$10,509/mo
▼ 0.25% · 3.875%
HK$199,729
−HK$5,292/mo
Today · 4.125%
HK$205,021
baseline
▲ 0.50% · 4.625%
HK$215,828
+HK$10,807/mo
Deposit HK$4.26M · loan HK$38.34M · min. income ≈ HK$410,042/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,810,440 · Scale 2, in force from 26 Feb 2026)