LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,714
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,017
−HK$307/mo
Today · 4.125%
HK$10,324
baseline
▲ 0.50% · 4.625%
HK$10,952
+HK$628/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,648/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$52,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,807
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,097
−HK$294/mo
Today · 4.125%
HK$11,391
baseline
▲ 0.50% · 4.625%
HK$11,992
+HK$601/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,782/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$52,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,657
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,020
−HK$368/mo
Today · 4.125%
HK$12,388
baseline
▲ 0.50% · 4.625%
HK$13,142
+HK$754/mo
Deposit HK$1.70M · loan HK$2.56M · min. income ≈ HK$24,776/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$52,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,969
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,317
−HK$352/mo
Today · 4.125%
HK$13,669
baseline
▲ 0.50% · 4.625%
HK$14,390
+HK$721/mo
Deposit HK$1.70M · loan HK$2.56M · min. income ≈ HK$27,338/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$52,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,600
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,023
−HK$430/mo
Today · 4.125%
HK$14,453
baseline
▲ 0.50% · 4.625%
HK$15,333
+HK$880/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,906/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$52,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,130
−HK$818/mo
▼ 0.25% · 3.875%
HK$15,536
−HK$412/mo
Today · 4.125%
HK$15,948
baseline
▲ 0.50% · 4.625%
HK$16,788
+HK$840/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,896/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$52,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,486
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,030
−HK$553/mo
Today · 4.125%
HK$18,583
baseline
▲ 0.50% · 4.625%
HK$19,713
+HK$1,130/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,166/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$52,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,453
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,975
−HK$529/mo
Today · 4.125%
HK$20,504
baseline
▲ 0.50% · 4.625%
HK$21,585
+HK$1,081/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$41,008/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$52,151 · Scale 2, in force from 26 Feb 2026)