LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,160
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,183
−HK$3,070/mo
Today · 4.125%
HK$103,253
baseline
▲ 0.50% · 4.625%
HK$109,536
+HK$6,283/mo
Deposit HK$21.30M · loan HK$21.30M · min. income ≈ HK$206,506/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$1,810,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,090
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,989
−HK$2,941/mo
Today · 4.125%
HK$113,930
baseline
▲ 0.50% · 4.625%
HK$119,935
+HK$6,005/mo
Deposit HK$21.30M · loan HK$21.30M · min. income ≈ HK$227,860/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$1,810,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,592
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$120,219
−HK$3,685/mo
Today · 4.125%
HK$123,904
baseline
▲ 0.50% · 4.625%
HK$131,443
+HK$7,539/mo
Deposit HK$17.04M · loan HK$25.57M · min. income ≈ HK$247,808/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,810,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,708
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$133,187
−HK$3,529/mo
Today · 4.125%
HK$136,716
baseline
▲ 0.50% · 4.625%
HK$143,922
+HK$7,206/mo
Deposit HK$17.04M · loan HK$25.57M · min. income ≈ HK$273,432/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,810,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,025
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$140,256
−HK$4,298/mo
Today · 4.125%
HK$144,554
baseline
▲ 0.50% · 4.625%
HK$153,350
+HK$8,796/mo
Deposit HK$12.78M · loan HK$29.83M · min. income ≈ HK$289,108/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,810,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,326
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$155,384
−HK$4,118/mo
Today · 4.125%
HK$159,502
baseline
▲ 0.50% · 4.625%
HK$167,909
+HK$8,407/mo
Deposit HK$12.78M · loan HK$29.83M · min. income ≈ HK$319,004/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,810,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,889
−HK$10,967/mo
▼ 0.25% · 3.875%
HK$180,329
−HK$5,527/mo
Today · 4.125%
HK$185,856
baseline
▲ 0.50% · 4.625%
HK$197,165
+HK$11,309/mo
Deposit HK$4.26M · loan HK$38.35M · min. income ≈ HK$371,712/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,810,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,562
−HK$10,511/mo
▼ 0.25% · 3.875%
HK$199,780
−HK$5,293/mo
Today · 4.125%
HK$205,073
baseline
▲ 0.50% · 4.625%
HK$215,883
+HK$10,810/mo
Deposit HK$4.26M · loan HK$38.35M · min. income ≈ HK$410,146/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,810,900 · Scale 2, in force from 26 Feb 2026)