LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,168
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,191
−HK$3,071/mo
Today · 4.125%
HK$103,262
baseline
▲ 0.50% · 4.625%
HK$109,545
+HK$6,283/mo
Deposit HK$21.31M · loan HK$21.31M · min. income ≈ HK$206,524/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$1,811,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,099
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,998
−HK$2,941/mo
Today · 4.125%
HK$113,939
baseline
▲ 0.50% · 4.625%
HK$119,945
+HK$6,006/mo
Deposit HK$21.31M · loan HK$21.31M · min. income ≈ HK$227,878/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$1,811,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,602
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$120,229
−HK$3,685/mo
Today · 4.125%
HK$123,914
baseline
▲ 0.50% · 4.625%
HK$131,454
+HK$7,540/mo
Deposit HK$17.05M · loan HK$25.57M · min. income ≈ HK$247,828/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,811,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,719
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$133,198
−HK$3,529/mo
Today · 4.125%
HK$136,727
baseline
▲ 0.50% · 4.625%
HK$143,934
+HK$7,207/mo
Deposit HK$17.05M · loan HK$25.57M · min. income ≈ HK$273,454/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,811,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,036
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$140,267
−HK$4,299/mo
Today · 4.125%
HK$144,566
baseline
▲ 0.50% · 4.625%
HK$153,363
+HK$8,797/mo
Deposit HK$12.78M · loan HK$29.83M · min. income ≈ HK$289,132/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,811,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,338
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$155,397
−HK$4,118/mo
Today · 4.125%
HK$159,515
baseline
▲ 0.50% · 4.625%
HK$167,923
+HK$8,408/mo
Deposit HK$12.78M · loan HK$29.83M · min. income ≈ HK$319,030/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,811,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,903
−HK$10,968/mo
▼ 0.25% · 3.875%
HK$180,344
−HK$5,527/mo
Today · 4.125%
HK$185,871
baseline
▲ 0.50% · 4.625%
HK$197,181
+HK$11,310/mo
Deposit HK$4.26M · loan HK$38.35M · min. income ≈ HK$371,742/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,811,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,578
−HK$10,512/mo
▼ 0.25% · 3.875%
HK$199,796
−HK$5,294/mo
Today · 4.125%
HK$205,090
baseline
▲ 0.50% · 4.625%
HK$215,901
+HK$10,811/mo
Deposit HK$4.26M · loan HK$38.35M · min. income ≈ HK$410,180/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,811,050 · Scale 2, in force from 26 Feb 2026)