LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,718
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,021
−HK$307/mo
Today · 4.125%
HK$10,328
baseline
▲ 0.50% · 4.625%
HK$10,956
+HK$628/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,656/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$52,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,811
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,101
−HK$295/mo
Today · 4.125%
HK$11,396
baseline
▲ 0.50% · 4.625%
HK$11,996
+HK$600/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,792/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$52,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,662
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,025
−HK$368/mo
Today · 4.125%
HK$12,393
baseline
▲ 0.50% · 4.625%
HK$13,147
+HK$754/mo
Deposit HK$1.70M · loan HK$2.56M · min. income ≈ HK$24,786/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$52,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,974
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,322
−HK$353/mo
Today · 4.125%
HK$13,675
baseline
▲ 0.50% · 4.625%
HK$14,395
+HK$720/mo
Deposit HK$1.70M · loan HK$2.56M · min. income ≈ HK$27,350/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$52,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,606
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,029
−HK$430/mo
Today · 4.125%
HK$14,459
baseline
▲ 0.50% · 4.625%
HK$15,338
+HK$879/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,918/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$52,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,136
−HK$818/mo
▼ 0.25% · 3.875%
HK$15,542
−HK$412/mo
Today · 4.125%
HK$15,954
baseline
▲ 0.50% · 4.625%
HK$16,795
+HK$841/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,908/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$52,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,493
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,037
−HK$553/mo
Today · 4.125%
HK$18,590
baseline
▲ 0.50% · 4.625%
HK$19,721
+HK$1,131/mo
Deposit HK$426K · loan HK$3.84M · min. income ≈ HK$37,180/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$52,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,461
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,983
−HK$529/mo
Today · 4.125%
HK$20,512
baseline
▲ 0.50% · 4.625%
HK$21,593
+HK$1,081/mo
Deposit HK$426K · loan HK$3.84M · min. income ≈ HK$41,024/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$52,481 · Scale 2, in force from 26 Feb 2026)