LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,228
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,252
−HK$3,073/mo
Today · 4.125%
HK$103,325
baseline
▲ 0.50% · 4.625%
HK$109,612
+HK$6,287/mo
Deposit HK$21.32M · loan HK$21.32M · min. income ≈ HK$206,650/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$1,812,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,165
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,066
−HK$2,943/mo
Today · 4.125%
HK$114,009
baseline
▲ 0.50% · 4.625%
HK$120,018
+HK$6,009/mo
Deposit HK$21.32M · loan HK$21.32M · min. income ≈ HK$228,018/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$1,812,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,673
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,302
−HK$3,688/mo
Today · 4.125%
HK$123,990
baseline
▲ 0.50% · 4.625%
HK$131,534
+HK$7,544/mo
Deposit HK$17.06M · loan HK$25.58M · min. income ≈ HK$247,980/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,812,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,798
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$133,279
−HK$3,531/mo
Today · 4.125%
HK$136,810
baseline
▲ 0.50% · 4.625%
HK$144,022
+HK$7,212/mo
Deposit HK$17.06M · loan HK$25.58M · min. income ≈ HK$273,620/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,812,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,119
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$140,353
−HK$4,302/mo
Today · 4.125%
HK$144,655
baseline
▲ 0.50% · 4.625%
HK$153,456
+HK$8,801/mo
Deposit HK$12.79M · loan HK$29.85M · min. income ≈ HK$289,310/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,812,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,431
−HK$8,181/mo
▼ 0.25% · 3.875%
HK$155,492
−HK$4,120/mo
Today · 4.125%
HK$159,612
baseline
▲ 0.50% · 4.625%
HK$168,025
+HK$8,413/mo
Deposit HK$12.79M · loan HK$29.85M · min. income ≈ HK$319,224/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,812,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,010
−HK$10,974/mo
▼ 0.25% · 3.875%
HK$180,454
−HK$5,530/mo
Today · 4.125%
HK$185,984
baseline
▲ 0.50% · 4.625%
HK$197,301
+HK$11,317/mo
Deposit HK$4.26M · loan HK$38.38M · min. income ≈ HK$371,968/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,812,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,697
−HK$10,518/mo
▼ 0.25% · 3.875%
HK$199,918
−HK$5,297/mo
Today · 4.125%
HK$205,215
baseline
▲ 0.50% · 4.625%
HK$216,033
+HK$10,818/mo
Deposit HK$4.26M · loan HK$38.38M · min. income ≈ HK$410,430/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,812,154 · Scale 2, in force from 26 Feb 2026)