LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,258
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$100,283
−HK$3,074/mo
Today · 4.125%
HK$103,357
baseline
▲ 0.50% · 4.625%
HK$109,646
+HK$6,289/mo
Deposit HK$21.33M · loan HK$21.33M · min. income ≈ HK$206,714/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$1,812,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,199
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$111,101
−HK$2,943/mo
Today · 4.125%
HK$114,044
baseline
▲ 0.50% · 4.625%
HK$120,056
+HK$6,012/mo
Deposit HK$21.33M · loan HK$21.33M · min. income ≈ HK$228,088/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$1,812,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,710
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$120,340
−HK$3,689/mo
Today · 4.125%
HK$124,029
baseline
▲ 0.50% · 4.625%
HK$131,575
+HK$7,546/mo
Deposit HK$17.06M · loan HK$25.59M · min. income ≈ HK$248,058/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,812,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,838
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,321
−HK$3,532/mo
Today · 4.125%
HK$136,853
baseline
▲ 0.50% · 4.625%
HK$144,067
+HK$7,214/mo
Deposit HK$17.06M · loan HK$25.59M · min. income ≈ HK$273,706/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,812,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,161
−HK$8,539/mo
▼ 0.25% · 3.875%
HK$140,397
−HK$4,303/mo
Today · 4.125%
HK$144,700
baseline
▲ 0.50% · 4.625%
HK$153,505
+HK$8,805/mo
Deposit HK$12.80M · loan HK$29.86M · min. income ≈ HK$289,400/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,812,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,478
−HK$8,184/mo
▼ 0.25% · 3.875%
HK$155,541
−HK$4,121/mo
Today · 4.125%
HK$159,662
baseline
▲ 0.50% · 4.625%
HK$168,078
+HK$8,416/mo
Deposit HK$12.80M · loan HK$29.86M · min. income ≈ HK$319,324/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,812,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,065
−HK$10,978/mo
▼ 0.25% · 3.875%
HK$180,510
−HK$5,533/mo
Today · 4.125%
HK$186,043
baseline
▲ 0.50% · 4.625%
HK$197,363
+HK$11,320/mo
Deposit HK$4.27M · loan HK$38.39M · min. income ≈ HK$372,086/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,812,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,758
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$199,981
−HK$5,299/mo
Today · 4.125%
HK$205,280
baseline
▲ 0.50% · 4.625%
HK$216,100
+HK$10,820/mo
Deposit HK$4.27M · loan HK$38.39M · min. income ≈ HK$410,560/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,812,723 · Scale 2, in force from 26 Feb 2026)