LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,726
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,029
−HK$307/mo
Today · 4.125%
HK$10,336
baseline
▲ 0.50% · 4.625%
HK$10,965
+HK$629/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,672/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,820
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,111
−HK$294/mo
Today · 4.125%
HK$11,405
baseline
▲ 0.50% · 4.625%
HK$12,006
+HK$601/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,810/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,672
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,035
−HK$369/mo
Today · 4.125%
HK$12,404
baseline
▲ 0.50% · 4.625%
HK$13,158
+HK$754/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$24,808/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,985
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,333
−HK$353/mo
Today · 4.125%
HK$13,686
baseline
▲ 0.50% · 4.625%
HK$14,407
+HK$721/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$27,372/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,617
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,040
−HK$431/mo
Today · 4.125%
HK$14,471
baseline
▲ 0.50% · 4.625%
HK$15,351
+HK$880/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$28,942/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,149
−HK$818/mo
▼ 0.25% · 3.875%
HK$15,555
−HK$412/mo
Today · 4.125%
HK$15,967
baseline
▲ 0.50% · 4.625%
HK$16,809
+HK$842/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$31,934/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,507
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,052
−HK$553/mo
Today · 4.125%
HK$18,605
baseline
▲ 0.50% · 4.625%
HK$19,737
+HK$1,132/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,210/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,477
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,999
−HK$530/mo
Today · 4.125%
HK$20,529
baseline
▲ 0.50% · 4.625%
HK$21,611
+HK$1,082/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$41,058/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,193 · Scale 2, in force from 26 Feb 2026)