LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,274
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,300
−HK$3,074/mo
Today · 4.125%
HK$103,374
baseline
▲ 0.50% · 4.625%
HK$109,664
+HK$6,290/mo
Deposit HK$21.33M · loan HK$21.33M · min. income ≈ HK$206,748/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$1,813,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,217
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$111,119
−HK$2,944/mo
Today · 4.125%
HK$114,063
baseline
▲ 0.50% · 4.625%
HK$120,076
+HK$6,013/mo
Deposit HK$21.33M · loan HK$21.33M · min. income ≈ HK$228,126/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$1,813,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,729
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$120,360
−HK$3,689/mo
Today · 4.125%
HK$124,049
baseline
▲ 0.50% · 4.625%
HK$131,597
+HK$7,548/mo
Deposit HK$17.06M · loan HK$25.60M · min. income ≈ HK$248,098/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,813,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,860
−HK$7,016/mo
▼ 0.25% · 3.875%
HK$133,343
−HK$3,533/mo
Today · 4.125%
HK$136,876
baseline
▲ 0.50% · 4.625%
HK$144,091
+HK$7,215/mo
Deposit HK$17.06M · loan HK$25.60M · min. income ≈ HK$273,752/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,813,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,184
−HK$8,540/mo
▼ 0.25% · 3.875%
HK$140,420
−HK$4,304/mo
Today · 4.125%
HK$144,724
baseline
▲ 0.50% · 4.625%
HK$153,530
+HK$8,806/mo
Deposit HK$12.80M · loan HK$29.86M · min. income ≈ HK$289,448/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,813,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,503
−HK$8,185/mo
▼ 0.25% · 3.875%
HK$155,566
−HK$4,122/mo
Today · 4.125%
HK$159,688
baseline
▲ 0.50% · 4.625%
HK$168,106
+HK$8,418/mo
Deposit HK$12.80M · loan HK$29.86M · min. income ≈ HK$319,376/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,813,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,094
−HK$10,979/mo
▼ 0.25% · 3.875%
HK$180,540
−HK$5,533/mo
Today · 4.125%
HK$186,073
baseline
▲ 0.50% · 4.625%
HK$197,396
+HK$11,323/mo
Deposit HK$4.27M · loan HK$38.39M · min. income ≈ HK$372,146/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,813,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,790
−HK$10,524/mo
▼ 0.25% · 3.875%
HK$200,014
−HK$5,300/mo
Today · 4.125%
HK$205,314
baseline
▲ 0.50% · 4.625%
HK$216,136
+HK$10,822/mo
Deposit HK$4.27M · loan HK$38.39M · min. income ≈ HK$410,628/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,813,022 · Scale 2, in force from 26 Feb 2026)