LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,305
−HK$6,102/mo
▼ 0.25% · 3.875%
HK$100,331
−HK$3,076/mo
Today · 4.125%
HK$103,407
baseline
▲ 0.50% · 4.625%
HK$109,699
+HK$6,292/mo
Deposit HK$21.34M · loan HK$21.34M · min. income ≈ HK$206,814/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$1,813,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,250
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$111,154
−HK$2,945/mo
Today · 4.125%
HK$114,099
baseline
▲ 0.50% · 4.625%
HK$120,113
+HK$6,014/mo
Deposit HK$21.34M · loan HK$21.34M · min. income ≈ HK$228,198/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$1,813,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,766
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$120,398
−HK$3,690/mo
Today · 4.125%
HK$124,088
baseline
▲ 0.50% · 4.625%
HK$131,638
+HK$7,550/mo
Deposit HK$17.07M · loan HK$25.60M · min. income ≈ HK$248,176/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,813,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,901
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$133,384
−HK$3,535/mo
Today · 4.125%
HK$136,919
baseline
▲ 0.50% · 4.625%
HK$144,136
+HK$7,217/mo
Deposit HK$17.07M · loan HK$25.60M · min. income ≈ HK$273,838/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,813,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,227
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$140,464
−HK$4,305/mo
Today · 4.125%
HK$144,769
baseline
▲ 0.50% · 4.625%
HK$153,578
+HK$8,809/mo
Deposit HK$12.80M · loan HK$29.87M · min. income ≈ HK$289,538/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,813,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,551
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$155,615
−HK$4,123/mo
Today · 4.125%
HK$159,738
baseline
▲ 0.50% · 4.625%
HK$168,158
+HK$8,420/mo
Deposit HK$12.80M · loan HK$29.87M · min. income ≈ HK$319,476/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,813,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,148
−HK$10,984/mo
▼ 0.25% · 3.875%
HK$180,596
−HK$5,536/mo
Today · 4.125%
HK$186,132
baseline
▲ 0.50% · 4.625%
HK$197,457
+HK$11,325/mo
Deposit HK$4.27M · loan HK$38.41M · min. income ≈ HK$372,264/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,813,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,851
−HK$10,527/mo
▼ 0.25% · 3.875%
HK$200,077
−HK$5,301/mo
Today · 4.125%
HK$205,378
baseline
▲ 0.50% · 4.625%
HK$216,204
+HK$10,826/mo
Deposit HK$4.27M · loan HK$38.41M · min. income ≈ HK$410,756/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,813,589 · Scale 2, in force from 26 Feb 2026)