LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,731
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,034
−HK$307/mo
Today · 4.125%
HK$10,341
baseline
▲ 0.50% · 4.625%
HK$10,970
+HK$629/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,682/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,826
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,116
−HK$294/mo
Today · 4.125%
HK$11,410
baseline
▲ 0.50% · 4.625%
HK$12,012
+HK$602/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,820/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,677
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,040
−HK$369/mo
Today · 4.125%
HK$12,409
baseline
▲ 0.50% · 4.625%
HK$13,164
+HK$755/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$24,818/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,991
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,339
−HK$353/mo
Today · 4.125%
HK$13,692
baseline
▲ 0.50% · 4.625%
HK$14,414
+HK$722/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$27,384/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,623
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,047
−HK$431/mo
Today · 4.125%
HK$14,478
baseline
▲ 0.50% · 4.625%
HK$15,358
+HK$880/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$28,956/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,156
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,562
−HK$413/mo
Today · 4.125%
HK$15,975
baseline
▲ 0.50% · 4.625%
HK$16,817
+HK$842/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$31,950/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,516
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,060
−HK$554/mo
Today · 4.125%
HK$18,614
baseline
▲ 0.50% · 4.625%
HK$19,747
+HK$1,133/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,228/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,486
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,009
−HK$530/mo
Today · 4.125%
HK$20,539
baseline
▲ 0.50% · 4.625%
HK$21,621
+HK$1,082/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$41,078/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,590 · Scale 2, in force from 26 Feb 2026)