LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,731
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,034
−HK$307/mo
Today · 4.125%
HK$10,341
baseline
▲ 0.50% · 4.625%
HK$10,971
+HK$630/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,682/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,826
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,116
−HK$295/mo
Today · 4.125%
HK$11,411
baseline
▲ 0.50% · 4.625%
HK$12,012
+HK$601/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,822/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,677
−HK$733/mo
▼ 0.25% · 3.875%
HK$12,041
−HK$369/mo
Today · 4.125%
HK$12,410
baseline
▲ 0.50% · 4.625%
HK$13,165
+HK$755/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$24,820/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,991
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,339
−HK$354/mo
Today · 4.125%
HK$13,693
baseline
▲ 0.50% · 4.625%
HK$14,415
+HK$722/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$27,386/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,624
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,047
−HK$431/mo
Today · 4.125%
HK$14,478
baseline
▲ 0.50% · 4.625%
HK$15,359
+HK$881/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$28,956/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,156
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,563
−HK$412/mo
Today · 4.125%
HK$15,975
baseline
▲ 0.50% · 4.625%
HK$16,817
+HK$842/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$31,950/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,516
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,061
−HK$554/mo
Today · 4.125%
HK$18,615
baseline
▲ 0.50% · 4.625%
HK$19,747
+HK$1,132/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,230/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,487
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$20,009
−HK$530/mo
Today · 4.125%
HK$20,539
baseline
▲ 0.50% · 4.625%
HK$21,622
+HK$1,083/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$41,078/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,619 · Scale 2, in force from 26 Feb 2026)