LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,735
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,037
−HK$308/mo
Today · 4.125%
HK$10,345
baseline
▲ 0.50% · 4.625%
HK$10,975
+HK$630/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,690/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,830
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,120
−HK$295/mo
Today · 4.125%
HK$11,415
baseline
▲ 0.50% · 4.625%
HK$12,017
+HK$602/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,830/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,682
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,045
−HK$369/mo
Today · 4.125%
HK$12,414
baseline
▲ 0.50% · 4.625%
HK$13,170
+HK$756/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$24,828/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,996
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,344
−HK$354/mo
Today · 4.125%
HK$13,698
baseline
▲ 0.50% · 4.625%
HK$14,420
+HK$722/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$27,396/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,629
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,052
−HK$431/mo
Today · 4.125%
HK$14,483
baseline
▲ 0.50% · 4.625%
HK$15,364
+HK$881/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$28,966/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,162
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,568
−HK$413/mo
Today · 4.125%
HK$15,981
baseline
▲ 0.50% · 4.625%
HK$16,823
+HK$842/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$31,962/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,522
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,067
−HK$554/mo
Today · 4.125%
HK$18,621
baseline
▲ 0.50% · 4.625%
HK$19,754
+HK$1,133/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,242/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$53,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,494
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,016
−HK$531/mo
Today · 4.125%
HK$20,547
baseline
▲ 0.50% · 4.625%
HK$21,630
+HK$1,083/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$41,094/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$53,924 · Scale 2, in force from 26 Feb 2026)