LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,735
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,038
−HK$308/mo
Today · 4.125%
HK$10,346
baseline
▲ 0.50% · 4.625%
HK$10,975
+HK$629/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,692/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,831
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,121
−HK$295/mo
Today · 4.125%
HK$11,416
baseline
▲ 0.50% · 4.625%
HK$12,017
+HK$601/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,832/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$53,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,682
−HK$733/mo
▼ 0.25% · 3.875%
HK$12,046
−HK$369/mo
Today · 4.125%
HK$12,415
baseline
▲ 0.50% · 4.625%
HK$13,170
+HK$755/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$24,830/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,997
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,345
−HK$354/mo
Today · 4.125%
HK$13,699
baseline
▲ 0.50% · 4.625%
HK$14,421
+HK$722/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$27,398/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$53,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,630
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,053
−HK$431/mo
Today · 4.125%
HK$14,484
baseline
▲ 0.50% · 4.625%
HK$15,366
+HK$882/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$28,968/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,163
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,569
−HK$413/mo
Today · 4.125%
HK$15,982
baseline
▲ 0.50% · 4.625%
HK$16,824
+HK$842/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$31,964/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$53,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,524
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,069
−HK$554/mo
Today · 4.125%
HK$18,623
baseline
▲ 0.50% · 4.625%
HK$19,756
+HK$1,133/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,246/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$53,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,495
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,018
−HK$530/mo
Today · 4.125%
HK$20,548
baseline
▲ 0.50% · 4.625%
HK$21,631
+HK$1,083/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$41,096/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$53,984 · Scale 2, in force from 26 Feb 2026)