LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,364
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,393
−HK$3,077/mo
Today · 4.125%
HK$103,470
baseline
▲ 0.50% · 4.625%
HK$109,765
+HK$6,295/mo
Deposit HK$21.35M · loan HK$21.35M · min. income ≈ HK$206,940/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$1,814,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,316
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,221
−HK$2,947/mo
Today · 4.125%
HK$114,168
baseline
▲ 0.50% · 4.625%
HK$120,186
+HK$6,018/mo
Deposit HK$21.35M · loan HK$21.35M · min. income ≈ HK$228,336/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$1,814,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,837
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$120,471
−HK$3,692/mo
Today · 4.125%
HK$124,163
baseline
▲ 0.50% · 4.625%
HK$131,719
+HK$7,556/mo
Deposit HK$17.08M · loan HK$25.62M · min. income ≈ HK$248,326/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,814,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,980
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$133,466
−HK$3,536/mo
Today · 4.125%
HK$137,002
baseline
▲ 0.50% · 4.625%
HK$144,224
+HK$7,222/mo
Deposit HK$17.08M · loan HK$25.62M · min. income ≈ HK$274,004/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,814,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,310
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$140,550
−HK$4,307/mo
Today · 4.125%
HK$144,857
baseline
▲ 0.50% · 4.625%
HK$153,672
+HK$8,815/mo
Deposit HK$12.81M · loan HK$29.89M · min. income ≈ HK$289,714/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,814,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,643
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$155,710
−HK$4,126/mo
Today · 4.125%
HK$159,836
baseline
▲ 0.50% · 4.625%
HK$168,261
+HK$8,425/mo
Deposit HK$12.81M · loan HK$29.89M · min. income ≈ HK$319,672/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,814,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,255
−HK$10,990/mo
▼ 0.25% · 3.875%
HK$180,707
−HK$5,538/mo
Today · 4.125%
HK$186,245
baseline
▲ 0.50% · 4.625%
HK$197,578
+HK$11,333/mo
Deposit HK$4.27M · loan HK$38.43M · min. income ≈ HK$372,490/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,814,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,970
−HK$10,533/mo
▼ 0.25% · 3.875%
HK$200,199
−HK$5,304/mo
Today · 4.125%
HK$205,503
baseline
▲ 0.50% · 4.625%
HK$216,336
+HK$10,833/mo
Deposit HK$4.27M · loan HK$38.43M · min. income ≈ HK$411,006/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$1,814,695 · Scale 2, in force from 26 Feb 2026)