LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,375
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,404
−HK$3,077/mo
Today · 4.125%
HK$103,481
baseline
▲ 0.50% · 4.625%
HK$109,778
+HK$6,297/mo
Deposit HK$21.35M · loan HK$21.35M · min. income ≈ HK$206,962/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$1,814,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,329
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,234
−HK$2,947/mo
Today · 4.125%
HK$114,181
baseline
▲ 0.50% · 4.625%
HK$120,200
+HK$6,019/mo
Deposit HK$21.35M · loan HK$21.35M · min. income ≈ HK$228,362/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$1,814,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,850
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$120,485
−HK$3,693/mo
Today · 4.125%
HK$124,178
baseline
▲ 0.50% · 4.625%
HK$131,734
+HK$7,556/mo
Deposit HK$17.08M · loan HK$25.62M · min. income ≈ HK$248,356/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,814,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,995
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,481
−HK$3,537/mo
Today · 4.125%
HK$137,018
baseline
▲ 0.50% · 4.625%
HK$144,240
+HK$7,222/mo
Deposit HK$17.08M · loan HK$25.62M · min. income ≈ HK$274,036/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,814,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,325
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$140,566
−HK$4,308/mo
Today · 4.125%
HK$144,874
baseline
▲ 0.50% · 4.625%
HK$153,689
+HK$8,815/mo
Deposit HK$12.81M · loan HK$29.89M · min. income ≈ HK$289,748/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,814,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,660
−HK$8,194/mo
▼ 0.25% · 3.875%
HK$155,728
−HK$4,126/mo
Today · 4.125%
HK$159,854
baseline
▲ 0.50% · 4.625%
HK$168,280
+HK$8,426/mo
Deposit HK$12.81M · loan HK$29.89M · min. income ≈ HK$319,708/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,814,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,275
−HK$10,991/mo
▼ 0.25% · 3.875%
HK$180,727
−HK$5,539/mo
Today · 4.125%
HK$186,266
baseline
▲ 0.50% · 4.625%
HK$197,600
+HK$11,334/mo
Deposit HK$4.27M · loan HK$38.43M · min. income ≈ HK$372,532/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,814,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,992
−HK$10,535/mo
▼ 0.25% · 3.875%
HK$200,221
−HK$5,306/mo
Today · 4.125%
HK$205,527
baseline
▲ 0.50% · 4.625%
HK$216,360
+HK$10,833/mo
Deposit HK$4.27M · loan HK$38.43M · min. income ≈ HK$411,054/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,814,902 · Scale 2, in force from 26 Feb 2026)