LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,739
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,042
−HK$308/mo
Today · 4.125%
HK$10,350
baseline
▲ 0.50% · 4.625%
HK$10,979
+HK$629/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$20,700/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$54,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,835
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,125
−HK$295/mo
Today · 4.125%
HK$11,420
baseline
▲ 0.50% · 4.625%
HK$12,022
+HK$602/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$22,840/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$54,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,687
−HK$733/mo
▼ 0.25% · 3.875%
HK$12,050
−HK$370/mo
Today · 4.125%
HK$12,420
baseline
▲ 0.50% · 4.625%
HK$13,175
+HK$755/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$24,840/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$54,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,001
−HK$703/mo
▼ 0.25% · 3.875%
HK$13,350
−HK$354/mo
Today · 4.125%
HK$13,704
baseline
▲ 0.50% · 4.625%
HK$14,426
+HK$722/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$27,408/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$54,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,635
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,059
−HK$431/mo
Today · 4.125%
HK$14,490
baseline
▲ 0.50% · 4.625%
HK$15,371
+HK$881/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$28,980/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$54,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,168
−HK$820/mo
▼ 0.25% · 3.875%
HK$15,575
−HK$413/mo
Today · 4.125%
HK$15,988
baseline
▲ 0.50% · 4.625%
HK$16,831
+HK$843/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$31,976/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$54,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,530
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,075
−HK$554/mo
Today · 4.125%
HK$18,629
baseline
▲ 0.50% · 4.625%
HK$19,763
+HK$1,134/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,258/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$54,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,502
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,025
−HK$531/mo
Today · 4.125%
HK$20,556
baseline
▲ 0.50% · 4.625%
HK$21,639
+HK$1,083/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$41,112/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$54,300 · Scale 2, in force from 26 Feb 2026)