LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,407
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,436
−HK$3,079/mo
Today · 4.125%
HK$103,515
baseline
▲ 0.50% · 4.625%
HK$109,813
+HK$6,298/mo
Deposit HK$21.36M · loan HK$21.36M · min. income ≈ HK$207,030/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$1,815,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,364
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$111,270
−HK$2,948/mo
Today · 4.125%
HK$114,218
baseline
▲ 0.50% · 4.625%
HK$120,239
+HK$6,021/mo
Deposit HK$21.36M · loan HK$21.36M · min. income ≈ HK$228,436/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$1,815,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,888
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$120,524
−HK$3,694/mo
Today · 4.125%
HK$124,218
baseline
▲ 0.50% · 4.625%
HK$131,776
+HK$7,558/mo
Deposit HK$17.09M · loan HK$25.63M · min. income ≈ HK$248,436/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,815,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,037
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$133,524
−HK$3,538/mo
Today · 4.125%
HK$137,062
baseline
▲ 0.50% · 4.625%
HK$144,287
+HK$7,225/mo
Deposit HK$17.09M · loan HK$25.63M · min. income ≈ HK$274,124/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,815,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,369
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$140,611
−HK$4,310/mo
Today · 4.125%
HK$144,921
baseline
▲ 0.50% · 4.625%
HK$153,739
+HK$8,818/mo
Deposit HK$12.82M · loan HK$29.90M · min. income ≈ HK$289,842/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,815,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,709
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$155,778
−HK$4,128/mo
Today · 4.125%
HK$159,906
baseline
▲ 0.50% · 4.625%
HK$168,335
+HK$8,429/mo
Deposit HK$12.82M · loan HK$29.90M · min. income ≈ HK$319,812/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,815,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,332
−HK$10,995/mo
▼ 0.25% · 3.875%
HK$180,786
−HK$5,541/mo
Today · 4.125%
HK$186,327
baseline
▲ 0.50% · 4.625%
HK$197,664
+HK$11,337/mo
Deposit HK$4.27M · loan HK$38.45M · min. income ≈ HK$372,654/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,815,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,055
−HK$10,538/mo
▼ 0.25% · 3.875%
HK$200,286
−HK$5,307/mo
Today · 4.125%
HK$205,593
baseline
▲ 0.50% · 4.625%
HK$216,430
+HK$10,837/mo
Deposit HK$4.27M · loan HK$38.45M · min. income ≈ HK$411,186/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,815,489 · Scale 2, in force from 26 Feb 2026)