LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,411
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,441
−HK$3,078/mo
Today · 4.125%
HK$103,519
baseline
▲ 0.50% · 4.625%
HK$109,818
+HK$6,299/mo
Deposit HK$21.36M · loan HK$21.36M · min. income ≈ HK$207,038/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$1,815,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,368
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,275
−HK$2,948/mo
Today · 4.125%
HK$114,223
baseline
▲ 0.50% · 4.625%
HK$120,244
+HK$6,021/mo
Deposit HK$21.36M · loan HK$21.36M · min. income ≈ HK$228,446/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$1,815,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,893
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$120,529
−HK$3,694/mo
Today · 4.125%
HK$124,223
baseline
▲ 0.50% · 4.625%
HK$131,782
+HK$7,559/mo
Deposit HK$17.09M · loan HK$25.63M · min. income ≈ HK$248,446/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,815,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,042
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$133,530
−HK$3,538/mo
Today · 4.125%
HK$137,068
baseline
▲ 0.50% · 4.625%
HK$144,293
+HK$7,225/mo
Deposit HK$17.09M · loan HK$25.63M · min. income ≈ HK$274,136/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,815,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,375
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$140,617
−HK$4,310/mo
Today · 4.125%
HK$144,927
baseline
▲ 0.50% · 4.625%
HK$153,745
+HK$8,818/mo
Deposit HK$12.82M · loan HK$29.90M · min. income ≈ HK$289,854/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,815,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,716
−HK$8,196/mo
▼ 0.25% · 3.875%
HK$155,785
−HK$4,127/mo
Today · 4.125%
HK$159,912
baseline
▲ 0.50% · 4.625%
HK$168,342
+HK$8,430/mo
Deposit HK$12.82M · loan HK$29.90M · min. income ≈ HK$319,824/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,815,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,339
−HK$10,995/mo
▼ 0.25% · 3.875%
HK$180,793
−HK$5,541/mo
Today · 4.125%
HK$186,334
baseline
▲ 0.50% · 4.625%
HK$197,672
+HK$11,338/mo
Deposit HK$4.27M · loan HK$38.45M · min. income ≈ HK$372,668/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,815,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,063
−HK$10,539/mo
▼ 0.25% · 3.875%
HK$200,294
−HK$5,308/mo
Today · 4.125%
HK$205,602
baseline
▲ 0.50% · 4.625%
HK$216,439
+HK$10,837/mo
Deposit HK$4.27M · loan HK$38.45M · min. income ≈ HK$411,204/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,815,564 · Scale 2, in force from 26 Feb 2026)