LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,413
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,443
−HK$3,078/mo
Today · 4.125%
HK$103,521
baseline
▲ 0.50% · 4.625%
HK$109,820
+HK$6,299/mo
Deposit HK$21.36M · loan HK$21.36M · min. income ≈ HK$207,042/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$1,815,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,371
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,277
−HK$2,949/mo
Today · 4.125%
HK$114,226
baseline
▲ 0.50% · 4.625%
HK$120,247
+HK$6,021/mo
Deposit HK$21.36M · loan HK$21.36M · min. income ≈ HK$228,452/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$1,815,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,895
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$120,531
−HK$3,695/mo
Today · 4.125%
HK$124,226
baseline
▲ 0.50% · 4.625%
HK$131,784
+HK$7,558/mo
Deposit HK$17.09M · loan HK$25.63M · min. income ≈ HK$248,452/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,815,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,045
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$133,533
−HK$3,538/mo
Today · 4.125%
HK$137,071
baseline
▲ 0.50% · 4.625%
HK$144,296
+HK$7,225/mo
Deposit HK$17.09M · loan HK$25.63M · min. income ≈ HK$274,142/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,815,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,378
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$140,620
−HK$4,310/mo
Today · 4.125%
HK$144,930
baseline
▲ 0.50% · 4.625%
HK$153,749
+HK$8,819/mo
Deposit HK$12.82M · loan HK$29.90M · min. income ≈ HK$289,860/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,815,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,719
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$155,788
−HK$4,128/mo
Today · 4.125%
HK$159,916
baseline
▲ 0.50% · 4.625%
HK$168,345
+HK$8,429/mo
Deposit HK$12.82M · loan HK$29.90M · min. income ≈ HK$319,832/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,815,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,343
−HK$10,995/mo
▼ 0.25% · 3.875%
HK$180,797
−HK$5,541/mo
Today · 4.125%
HK$186,338
baseline
▲ 0.50% · 4.625%
HK$197,677
+HK$11,339/mo
Deposit HK$4.27M · loan HK$38.45M · min. income ≈ HK$372,676/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,815,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,067
−HK$10,539/mo
▼ 0.25% · 3.875%
HK$200,299
−HK$5,307/mo
Today · 4.125%
HK$205,606
baseline
▲ 0.50% · 4.625%
HK$216,444
+HK$10,838/mo
Deposit HK$4.27M · loan HK$38.45M · min. income ≈ HK$411,212/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,815,603 · Scale 2, in force from 26 Feb 2026)