LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,742
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,045
−HK$308/mo
Today · 4.125%
HK$10,353
baseline
▲ 0.50% · 4.625%
HK$10,982
+HK$629/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$20,706/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$54,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,838
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,128
−HK$295/mo
Today · 4.125%
HK$11,423
baseline
▲ 0.50% · 4.625%
HK$12,025
+HK$602/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$22,846/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$54,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,690
−HK$733/mo
▼ 0.25% · 3.875%
HK$12,054
−HK$369/mo
Today · 4.125%
HK$12,423
baseline
▲ 0.50% · 4.625%
HK$13,179
+HK$756/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$24,846/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$54,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,005
−HK$703/mo
▼ 0.25% · 3.875%
HK$13,354
−HK$354/mo
Today · 4.125%
HK$13,708
baseline
▲ 0.50% · 4.625%
HK$14,430
+HK$722/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$27,416/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$54,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,638
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,063
−HK$431/mo
Today · 4.125%
HK$14,494
baseline
▲ 0.50% · 4.625%
HK$15,375
+HK$881/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$28,988/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$54,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,173
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,579
−HK$413/mo
Today · 4.125%
HK$15,992
baseline
▲ 0.50% · 4.625%
HK$16,835
+HK$843/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$31,984/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$54,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,535
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,080
−HK$555/mo
Today · 4.125%
HK$18,635
baseline
▲ 0.50% · 4.625%
HK$19,768
+HK$1,133/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,270/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$54,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,508
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,031
−HK$530/mo
Today · 4.125%
HK$20,561
baseline
▲ 0.50% · 4.625%
HK$21,645
+HK$1,084/mo
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$41,122/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$54,537 · Scale 2, in force from 26 Feb 2026)