LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,427
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$100,457
−HK$3,079/mo
Today · 4.125%
HK$103,536
baseline
▲ 0.50% · 4.625%
HK$109,836
+HK$6,300/mo
Deposit HK$21.36M · loan HK$21.36M · min. income ≈ HK$207,072/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$1,815,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,386
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$111,293
−HK$2,949/mo
Today · 4.125%
HK$114,242
baseline
▲ 0.50% · 4.625%
HK$120,264
+HK$6,022/mo
Deposit HK$21.36M · loan HK$21.36M · min. income ≈ HK$228,484/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$1,815,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,912
−HK$7,332/mo
▼ 0.25% · 3.875%
HK$120,549
−HK$3,695/mo
Today · 4.125%
HK$124,244
baseline
▲ 0.50% · 4.625%
HK$131,804
+HK$7,560/mo
Deposit HK$17.09M · loan HK$25.64M · min. income ≈ HK$248,488/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,815,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,064
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$133,552
−HK$3,539/mo
Today · 4.125%
HK$137,091
baseline
▲ 0.50% · 4.625%
HK$144,317
+HK$7,226/mo
Deposit HK$17.09M · loan HK$25.64M · min. income ≈ HK$274,182/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,815,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,398
−HK$8,553/mo
▼ 0.25% · 3.875%
HK$140,640
−HK$4,311/mo
Today · 4.125%
HK$144,951
baseline
▲ 0.50% · 4.625%
HK$153,771
+HK$8,820/mo
Deposit HK$12.82M · loan HK$29.91M · min. income ≈ HK$289,902/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,815,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,741
−HK$8,198/mo
▼ 0.25% · 3.875%
HK$155,811
−HK$4,128/mo
Today · 4.125%
HK$159,939
baseline
▲ 0.50% · 4.625%
HK$168,370
+HK$8,431/mo
Deposit HK$12.82M · loan HK$29.91M · min. income ≈ HK$319,878/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,815,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,368
−HK$10,998/mo
▼ 0.25% · 3.875%
HK$180,823
−HK$5,543/mo
Today · 4.125%
HK$186,366
baseline
▲ 0.50% · 4.625%
HK$197,705
+HK$11,339/mo
Deposit HK$4.27M · loan HK$38.45M · min. income ≈ HK$372,732/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,815,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,096
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$200,328
−HK$5,308/mo
Today · 4.125%
HK$205,636
baseline
▲ 0.50% · 4.625%
HK$216,475
+HK$10,839/mo
Deposit HK$4.27M · loan HK$38.45M · min. income ≈ HK$411,272/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,815,868 · Scale 2, in force from 26 Feb 2026)