LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,744
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,047
−HK$308/mo
Today · 4.125%
HK$10,355
baseline
▲ 0.50% · 4.625%
HK$10,985
+HK$630/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$20,710/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$54,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,840
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,130
−HK$295/mo
Today · 4.125%
HK$11,425
baseline
▲ 0.50% · 4.625%
HK$12,028
+HK$603/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$22,850/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$54,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,692
−HK$734/mo
▼ 0.25% · 3.875%
HK$12,056
−HK$370/mo
Today · 4.125%
HK$12,426
baseline
▲ 0.50% · 4.625%
HK$13,182
+HK$756/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$24,852/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$54,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,008
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,356
−HK$354/mo
Today · 4.125%
HK$13,710
baseline
▲ 0.50% · 4.625%
HK$14,433
+HK$723/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$27,420/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$54,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,641
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,065
−HK$431/mo
Today · 4.125%
HK$14,496
baseline
▲ 0.50% · 4.625%
HK$15,378
+HK$882/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$28,992/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$54,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,175
−HK$820/mo
▼ 0.25% · 3.875%
HK$15,582
−HK$413/mo
Today · 4.125%
HK$15,995
baseline
▲ 0.50% · 4.625%
HK$16,839
+HK$844/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$31,990/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$54,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,538
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,084
−HK$554/mo
Today · 4.125%
HK$18,638
baseline
▲ 0.50% · 4.625%
HK$19,772
+HK$1,134/mo
Deposit HK$427K · loan HK$3.85M · min. income ≈ HK$37,276/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$54,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,511
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,035
−HK$530/mo
Today · 4.125%
HK$20,565
baseline
▲ 0.50% · 4.625%
HK$21,650
+HK$1,085/mo
Deposit HK$427K · loan HK$3.85M · min. income ≈ HK$41,130/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$54,704 · Scale 2, in force from 26 Feb 2026)