LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,744
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,047
−HK$308/mo
Today · 4.125%
HK$10,355
baseline
▲ 0.50% · 4.625%
HK$10,985
+HK$630/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$20,710/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$54,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,840
−HK$586/mo
▼ 0.25% · 3.875%
HK$11,131
−HK$295/mo
Today · 4.125%
HK$11,426
baseline
▲ 0.50% · 4.625%
HK$12,028
+HK$602/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$22,852/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$54,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,693
−HK$733/mo
▼ 0.25% · 3.875%
HK$12,057
−HK$369/mo
Today · 4.125%
HK$12,426
baseline
▲ 0.50% · 4.625%
HK$13,182
+HK$756/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$24,852/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$54,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,008
−HK$703/mo
▼ 0.25% · 3.875%
HK$13,357
−HK$354/mo
Today · 4.125%
HK$13,711
baseline
▲ 0.50% · 4.625%
HK$14,434
+HK$723/mo
Deposit HK$1.71M · loan HK$2.56M · min. income ≈ HK$27,422/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$54,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,642
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,066
−HK$431/mo
Today · 4.125%
HK$14,497
baseline
▲ 0.50% · 4.625%
HK$15,379
+HK$882/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$28,994/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$54,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,176
−HK$820/mo
▼ 0.25% · 3.875%
HK$15,583
−HK$413/mo
Today · 4.125%
HK$15,996
baseline
▲ 0.50% · 4.625%
HK$16,840
+HK$844/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$31,992/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$54,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,540
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,085
−HK$554/mo
Today · 4.125%
HK$18,639
baseline
▲ 0.50% · 4.625%
HK$19,774
+HK$1,135/mo
Deposit HK$427K · loan HK$3.85M · min. income ≈ HK$37,278/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$54,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,513
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,036
−HK$531/mo
Today · 4.125%
HK$20,567
baseline
▲ 0.50% · 4.625%
HK$21,651
+HK$1,084/mo
Deposit HK$427K · loan HK$3.85M · min. income ≈ HK$41,134/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$54,756 · Scale 2, in force from 26 Feb 2026)