LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,454
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,486
−HK$3,080/mo
Today · 4.125%
HK$103,566
baseline
▲ 0.50% · 4.625%
HK$109,867
+HK$6,301/mo
Deposit HK$21.37M · loan HK$21.37M · min. income ≈ HK$207,132/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$1,816,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,417
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$111,325
−HK$2,949/mo
Today · 4.125%
HK$114,274
baseline
▲ 0.50% · 4.625%
HK$120,298
+HK$6,024/mo
Deposit HK$21.37M · loan HK$21.37M · min. income ≈ HK$228,548/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$1,816,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,945
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$120,583
−HK$3,696/mo
Today · 4.125%
HK$124,279
baseline
▲ 0.50% · 4.625%
HK$131,841
+HK$7,562/mo
Deposit HK$17.10M · loan HK$25.64M · min. income ≈ HK$248,558/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,816,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,100
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,590
−HK$3,539/mo
Today · 4.125%
HK$137,129
baseline
▲ 0.50% · 4.625%
HK$144,358
+HK$7,229/mo
Deposit HK$17.10M · loan HK$25.64M · min. income ≈ HK$274,258/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,816,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,436
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$140,680
−HK$4,312/mo
Today · 4.125%
HK$144,992
baseline
▲ 0.50% · 4.625%
HK$153,814
+HK$8,822/mo
Deposit HK$12.82M · loan HK$29.92M · min. income ≈ HK$289,984/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,816,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,784
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$155,855
−HK$4,129/mo
Today · 4.125%
HK$159,984
baseline
▲ 0.50% · 4.625%
HK$168,417
+HK$8,433/mo
Deposit HK$12.82M · loan HK$29.92M · min. income ≈ HK$319,968/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,816,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,418
−HK$11,000/mo
▼ 0.25% · 3.875%
HK$180,874
−HK$5,544/mo
Today · 4.125%
HK$186,418
baseline
▲ 0.50% · 4.625%
HK$197,761
+HK$11,343/mo
Deposit HK$4.27M · loan HK$38.46M · min. income ≈ HK$372,836/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,816,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,151
−HK$10,543/mo
▼ 0.25% · 3.875%
HK$200,385
−HK$5,309/mo
Today · 4.125%
HK$205,694
baseline
▲ 0.50% · 4.625%
HK$216,536
+HK$10,842/mo
Deposit HK$4.27M · loan HK$38.46M · min. income ≈ HK$411,388/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,816,381 · Scale 2, in force from 26 Feb 2026)