LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,479
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,512
−HK$3,080/mo
Today · 4.125%
HK$103,592
baseline
▲ 0.50% · 4.625%
HK$109,896
+HK$6,304/mo
Deposit HK$21.37M · loan HK$21.37M · min. income ≈ HK$207,184/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$1,816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,445
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$111,353
−HK$2,951/mo
Today · 4.125%
HK$114,304
baseline
▲ 0.50% · 4.625%
HK$120,329
+HK$6,025/mo
Deposit HK$21.37M · loan HK$21.37M · min. income ≈ HK$228,608/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$1,816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,975
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$120,614
−HK$3,697/mo
Today · 4.125%
HK$124,311
baseline
▲ 0.50% · 4.625%
HK$131,875
+HK$7,564/mo
Deposit HK$17.10M · loan HK$25.65M · min. income ≈ HK$248,622/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,134
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$133,624
−HK$3,541/mo
Today · 4.125%
HK$137,165
baseline
▲ 0.50% · 4.625%
HK$144,395
+HK$7,230/mo
Deposit HK$17.10M · loan HK$25.65M · min. income ≈ HK$274,330/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,471
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$140,716
−HK$4,313/mo
Today · 4.125%
HK$145,029
baseline
▲ 0.50% · 4.625%
HK$153,854
+HK$8,825/mo
Deposit HK$12.82M · loan HK$29.92M · min. income ≈ HK$290,058/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,823
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$155,895
−HK$4,130/mo
Today · 4.125%
HK$160,025
baseline
▲ 0.50% · 4.625%
HK$168,460
+HK$8,435/mo
Deposit HK$12.82M · loan HK$29.92M · min. income ≈ HK$320,050/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,463
−HK$11,003/mo
▼ 0.25% · 3.875%
HK$180,921
−HK$5,545/mo
Today · 4.125%
HK$186,466
baseline
▲ 0.50% · 4.625%
HK$197,812
+HK$11,346/mo
Deposit HK$4.27M · loan HK$38.47M · min. income ≈ HK$372,932/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,201
−HK$10,546/mo
▼ 0.25% · 3.875%
HK$200,436
−HK$5,311/mo
Today · 4.125%
HK$205,747
baseline
▲ 0.50% · 4.625%
HK$216,592
+HK$10,845/mo
Deposit HK$4.27M · loan HK$38.47M · min. income ≈ HK$411,494/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$1,816,846 · Scale 2, in force from 26 Feb 2026)