LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,751
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,054
−HK$308/mo
Today · 4.125%
HK$10,362
baseline
▲ 0.50% · 4.625%
HK$10,993
+HK$631/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$20,724/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$55,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,847
−HK$587/mo
▼ 0.25% · 3.875%
HK$11,138
−HK$296/mo
Today · 4.125%
HK$11,434
baseline
▲ 0.50% · 4.625%
HK$12,036
+HK$602/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$22,868/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$55,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,701
−HK$733/mo
▼ 0.25% · 3.875%
HK$12,065
−HK$369/mo
Today · 4.125%
HK$12,434
baseline
▲ 0.50% · 4.625%
HK$13,191
+HK$757/mo
Deposit HK$1.71M · loan HK$2.57M · min. income ≈ HK$24,868/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$55,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,017
−HK$703/mo
▼ 0.25% · 3.875%
HK$13,366
−HK$354/mo
Today · 4.125%
HK$13,720
baseline
▲ 0.50% · 4.625%
HK$14,443
+HK$723/mo
Deposit HK$1.71M · loan HK$2.57M · min. income ≈ HK$27,440/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$55,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,651
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,075
−HK$432/mo
Today · 4.125%
HK$14,507
baseline
▲ 0.50% · 4.625%
HK$15,390
+HK$883/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$29,014/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$55,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,186
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,594
−HK$413/mo
Today · 4.125%
HK$16,007
baseline
▲ 0.50% · 4.625%
HK$16,851
+HK$844/mo
Deposit HK$1.28M · loan HK$2.99M · min. income ≈ HK$32,014/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$55,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,551
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,097
−HK$555/mo
Today · 4.125%
HK$18,652
baseline
▲ 0.50% · 4.625%
HK$19,787
+HK$1,135/mo
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,304/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$55,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,525
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,049
−HK$531/mo
Today · 4.125%
HK$20,580
baseline
▲ 0.50% · 4.625%
HK$21,665
+HK$1,085/mo
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$41,160/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$55,320 · Scale 2, in force from 26 Feb 2026)