LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,541
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,575
−HK$3,083/mo
Today · 4.125%
HK$103,658
baseline
▲ 0.50% · 4.625%
HK$109,965
+HK$6,307/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$207,316/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,514
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,424
−HK$2,952/mo
Today · 4.125%
HK$114,376
baseline
▲ 0.50% · 4.625%
HK$120,405
+HK$6,029/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$228,752/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,050
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$120,690
−HK$3,700/mo
Today · 4.125%
HK$124,390
baseline
▲ 0.50% · 4.625%
HK$131,958
+HK$7,568/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$248,780/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,216
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$133,709
−HK$3,543/mo
Today · 4.125%
HK$137,252
baseline
▲ 0.50% · 4.625%
HK$144,486
+HK$7,234/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$274,504/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,558
−HK$8,563/mo
▼ 0.25% · 3.875%
HK$140,806
−HK$4,315/mo
Today · 4.125%
HK$145,121
baseline
▲ 0.50% · 4.625%
HK$153,951
+HK$8,830/mo
Deposit HK$12.83M · loan HK$29.94M · min. income ≈ HK$290,242/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,919
−HK$8,208/mo
▼ 0.25% · 3.875%
HK$155,994
−HK$4,133/mo
Today · 4.125%
HK$160,127
baseline
▲ 0.50% · 4.625%
HK$168,567
+HK$8,440/mo
Deposit HK$12.83M · loan HK$29.94M · min. income ≈ HK$320,254/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,574
−HK$11,010/mo
▼ 0.25% · 3.875%
HK$181,036
−HK$5,548/mo
Today · 4.125%
HK$186,584
baseline
▲ 0.50% · 4.625%
HK$197,938
+HK$11,354/mo
Deposit HK$4.28M · loan HK$38.50M · min. income ≈ HK$373,168/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,325
−HK$10,552/mo
▼ 0.25% · 3.875%
HK$200,563
−HK$5,314/mo
Today · 4.125%
HK$205,877
baseline
▲ 0.50% · 4.625%
HK$216,730
+HK$10,853/mo
Deposit HK$4.28M · loan HK$38.50M · min. income ≈ HK$411,754/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,000 · Scale 2, in force from 26 Feb 2026)