LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,543
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,577
−HK$3,083/mo
Today · 4.125%
HK$103,660
baseline
▲ 0.50% · 4.625%
HK$109,967
+HK$6,307/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$207,320/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,516
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,426
−HK$2,952/mo
Today · 4.125%
HK$114,378
baseline
▲ 0.50% · 4.625%
HK$120,407
+HK$6,029/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$228,756/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,052
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$120,693
−HK$3,699/mo
Today · 4.125%
HK$124,392
baseline
▲ 0.50% · 4.625%
HK$131,961
+HK$7,569/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$248,784/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,219
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$133,711
−HK$3,543/mo
Today · 4.125%
HK$137,254
baseline
▲ 0.50% · 4.625%
HK$144,489
+HK$7,235/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$274,508/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,560
−HK$8,564/mo
▼ 0.25% · 3.875%
HK$140,808
−HK$4,316/mo
Today · 4.125%
HK$145,124
baseline
▲ 0.50% · 4.625%
HK$153,954
+HK$8,830/mo
Deposit HK$12.83M · loan HK$29.94M · min. income ≈ HK$290,248/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,922
−HK$8,208/mo
▼ 0.25% · 3.875%
HK$155,996
−HK$4,134/mo
Today · 4.125%
HK$160,130
baseline
▲ 0.50% · 4.625%
HK$168,570
+HK$8,440/mo
Deposit HK$12.83M · loan HK$29.94M · min. income ≈ HK$320,260/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,578
−HK$11,010/mo
▼ 0.25% · 3.875%
HK$181,039
−HK$5,549/mo
Today · 4.125%
HK$186,588
baseline
▲ 0.50% · 4.625%
HK$197,941
+HK$11,353/mo
Deposit HK$4.28M · loan HK$38.50M · min. income ≈ HK$373,176/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,328
−HK$10,553/mo
▼ 0.25% · 3.875%
HK$200,567
−HK$5,314/mo
Today · 4.125%
HK$205,881
baseline
▲ 0.50% · 4.625%
HK$216,733
+HK$10,852/mo
Deposit HK$4.28M · loan HK$38.50M · min. income ≈ HK$411,762/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,033 · Scale 2, in force from 26 Feb 2026)