LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,545
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,580
−HK$3,082/mo
Today · 4.125%
HK$103,662
baseline
▲ 0.50% · 4.625%
HK$109,970
+HK$6,308/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$207,324/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,518
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,429
−HK$2,952/mo
Today · 4.125%
HK$114,381
baseline
▲ 0.50% · 4.625%
HK$120,410
+HK$6,029/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$228,762/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,054
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$120,695
−HK$3,700/mo
Today · 4.125%
HK$124,395
baseline
▲ 0.50% · 4.625%
HK$131,964
+HK$7,569/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$248,790/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,222
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$133,714
−HK$3,543/mo
Today · 4.125%
HK$137,257
baseline
▲ 0.50% · 4.625%
HK$144,492
+HK$7,235/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$274,514/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,563
−HK$8,564/mo
▼ 0.25% · 3.875%
HK$140,811
−HK$4,316/mo
Today · 4.125%
HK$145,127
baseline
▲ 0.50% · 4.625%
HK$153,958
+HK$8,831/mo
Deposit HK$12.83M · loan HK$29.94M · min. income ≈ HK$290,254/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,925
−HK$8,209/mo
▼ 0.25% · 3.875%
HK$156,000
−HK$4,134/mo
Today · 4.125%
HK$160,134
baseline
▲ 0.50% · 4.625%
HK$168,574
+HK$8,440/mo
Deposit HK$12.83M · loan HK$29.94M · min. income ≈ HK$320,268/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,582
−HK$11,010/mo
▼ 0.25% · 3.875%
HK$181,043
−HK$5,549/mo
Today · 4.125%
HK$186,592
baseline
▲ 0.50% · 4.625%
HK$197,946
+HK$11,354/mo
Deposit HK$4.28M · loan HK$38.50M · min. income ≈ HK$373,184/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,333
−HK$10,553/mo
▼ 0.25% · 3.875%
HK$200,571
−HK$5,315/mo
Today · 4.125%
HK$205,886
baseline
▲ 0.50% · 4.625%
HK$216,738
+HK$10,852/mo
Deposit HK$4.28M · loan HK$38.50M · min. income ≈ HK$411,772/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,075 · Scale 2, in force from 26 Feb 2026)