LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,547
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,581
−HK$3,083/mo
Today · 4.125%
HK$103,664
baseline
▲ 0.50% · 4.625%
HK$109,972
+HK$6,308/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$207,328/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,520
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,431
−HK$2,952/mo
Today · 4.125%
HK$114,383
baseline
▲ 0.50% · 4.625%
HK$120,412
+HK$6,029/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$228,766/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,056
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$120,698
−HK$3,699/mo
Today · 4.125%
HK$124,397
baseline
▲ 0.50% · 4.625%
HK$131,966
+HK$7,569/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$248,794/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,224
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$133,717
−HK$3,543/mo
Today · 4.125%
HK$137,260
baseline
▲ 0.50% · 4.625%
HK$144,495
+HK$7,235/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$274,520/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,566
−HK$8,564/mo
▼ 0.25% · 3.875%
HK$140,814
−HK$4,316/mo
Today · 4.125%
HK$145,130
baseline
▲ 0.50% · 4.625%
HK$153,961
+HK$8,831/mo
Deposit HK$12.83M · loan HK$29.95M · min. income ≈ HK$290,260/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,928
−HK$8,208/mo
▼ 0.25% · 3.875%
HK$156,003
−HK$4,133/mo
Today · 4.125%
HK$160,136
baseline
▲ 0.50% · 4.625%
HK$168,577
+HK$8,441/mo
Deposit HK$12.83M · loan HK$29.95M · min. income ≈ HK$320,272/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,585
−HK$11,010/mo
▼ 0.25% · 3.875%
HK$181,046
−HK$5,549/mo
Today · 4.125%
HK$186,595
baseline
▲ 0.50% · 4.625%
HK$197,949
+HK$11,354/mo
Deposit HK$4.28M · loan HK$38.50M · min. income ≈ HK$373,190/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,336
−HK$10,554/mo
▼ 0.25% · 3.875%
HK$200,575
−HK$5,315/mo
Today · 4.125%
HK$205,890
baseline
▲ 0.50% · 4.625%
HK$216,742
+HK$10,852/mo
Deposit HK$4.28M · loan HK$38.50M · min. income ≈ HK$411,780/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,107 · Scale 2, in force from 26 Feb 2026)