LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,564
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$100,599
−HK$3,083/mo
Today · 4.125%
HK$103,682
baseline
▲ 0.50% · 4.625%
HK$109,991
+HK$6,309/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$207,364/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,539
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$111,450
−HK$2,953/mo
Today · 4.125%
HK$114,403
baseline
▲ 0.50% · 4.625%
HK$120,433
+HK$6,030/mo
Deposit HK$21.39M · loan HK$21.39M · min. income ≈ HK$228,806/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$1,818,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,077
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,719
−HK$3,700/mo
Today · 4.125%
HK$124,419
baseline
▲ 0.50% · 4.625%
HK$131,989
+HK$7,570/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$248,838/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,247
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$133,740
−HK$3,544/mo
Today · 4.125%
HK$137,284
baseline
▲ 0.50% · 4.625%
HK$144,520
+HK$7,236/mo
Deposit HK$17.11M · loan HK$25.67M · min. income ≈ HK$274,568/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,818,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,590
−HK$8,565/mo
▼ 0.25% · 3.875%
HK$140,838
−HK$4,317/mo
Today · 4.125%
HK$145,155
baseline
▲ 0.50% · 4.625%
HK$153,987
+HK$8,832/mo
Deposit HK$12.84M · loan HK$29.95M · min. income ≈ HK$290,310/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,955
−HK$8,209/mo
▼ 0.25% · 3.875%
HK$156,030
−HK$4,134/mo
Today · 4.125%
HK$160,164
baseline
▲ 0.50% · 4.625%
HK$168,607
+HK$8,443/mo
Deposit HK$12.84M · loan HK$29.95M · min. income ≈ HK$320,328/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,818,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,615
−HK$11,013/mo
▼ 0.25% · 3.875%
HK$181,078
−HK$5,550/mo
Today · 4.125%
HK$186,628
baseline
▲ 0.50% · 4.625%
HK$197,984
+HK$11,356/mo
Deposit HK$4.28M · loan HK$38.51M · min. income ≈ HK$373,256/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,370
−HK$10,555/mo
▼ 0.25% · 3.875%
HK$200,610
−HK$5,315/mo
Today · 4.125%
HK$205,925
baseline
▲ 0.50% · 4.625%
HK$216,780
+HK$10,855/mo
Deposit HK$4.28M · loan HK$38.51M · min. income ≈ HK$411,850/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,818,423 · Scale 2, in force from 26 Feb 2026)