LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,666
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$100,704
−HK$3,086/mo
Today · 4.125%
HK$103,790
baseline
▲ 0.50% · 4.625%
HK$110,106
+HK$6,316/mo
Deposit HK$21.42M · loan HK$21.42M · min. income ≈ HK$207,580/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$1,820,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,652
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$111,566
−HK$2,956/mo
Today · 4.125%
HK$114,522
baseline
▲ 0.50% · 4.625%
HK$120,559
+HK$6,037/mo
Deposit HK$21.42M · loan HK$21.42M · min. income ≈ HK$229,044/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$1,820,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,199
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$120,845
−HK$3,703/mo
Today · 4.125%
HK$124,548
baseline
▲ 0.50% · 4.625%
HK$132,127
+HK$7,579/mo
Deposit HK$17.13M · loan HK$25.70M · min. income ≈ HK$249,096/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,820,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,383
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,880
−HK$3,547/mo
Today · 4.125%
HK$137,427
baseline
▲ 0.50% · 4.625%
HK$144,671
+HK$7,244/mo
Deposit HK$17.13M · loan HK$25.70M · min. income ≈ HK$274,854/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,820,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,732
−HK$8,575/mo
▼ 0.25% · 3.875%
HK$140,985
−HK$4,322/mo
Today · 4.125%
HK$145,307
baseline
▲ 0.50% · 4.625%
HK$154,148
+HK$8,841/mo
Deposit HK$12.85M · loan HK$29.98M · min. income ≈ HK$290,614/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,820,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,113
−HK$8,218/mo
▼ 0.25% · 3.875%
HK$156,193
−HK$4,138/mo
Today · 4.125%
HK$160,331
baseline
▲ 0.50% · 4.625%
HK$168,783
+HK$8,452/mo
Deposit HK$12.85M · loan HK$29.98M · min. income ≈ HK$320,662/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,820,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,799
−HK$11,024/mo
▼ 0.25% · 3.875%
HK$181,267
−HK$5,556/mo
Today · 4.125%
HK$186,823
baseline
▲ 0.50% · 4.625%
HK$198,190
+HK$11,367/mo
Deposit HK$4.28M · loan HK$38.55M · min. income ≈ HK$373,646/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,820,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,574
−HK$10,566/mo
▼ 0.25% · 3.875%
HK$200,819
−HK$5,321/mo
Today · 4.125%
HK$206,140
baseline
▲ 0.50% · 4.625%
HK$217,006
+HK$10,866/mo
Deposit HK$4.28M · loan HK$38.55M · min. income ≈ HK$412,280/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,820,322 · Scale 2, in force from 26 Feb 2026)