LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,670
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$100,708
−HK$3,087/mo
Today · 4.125%
HK$103,795
baseline
▲ 0.50% · 4.625%
HK$110,110
+HK$6,315/mo
Deposit HK$21.42M · loan HK$21.42M · min. income ≈ HK$207,590/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$1,820,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,657
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$111,571
−HK$2,956/mo
Today · 4.125%
HK$114,527
baseline
▲ 0.50% · 4.625%
HK$120,564
+HK$6,037/mo
Deposit HK$21.42M · loan HK$21.42M · min. income ≈ HK$229,054/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$1,820,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,204
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$120,849
−HK$3,704/mo
Today · 4.125%
HK$124,553
baseline
▲ 0.50% · 4.625%
HK$132,132
+HK$7,579/mo
Deposit HK$17.13M · loan HK$25.70M · min. income ≈ HK$249,106/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,820,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,388
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,885
−HK$3,547/mo
Today · 4.125%
HK$137,432
baseline
▲ 0.50% · 4.625%
HK$144,677
+HK$7,245/mo
Deposit HK$17.13M · loan HK$25.70M · min. income ≈ HK$274,864/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,820,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,738
−HK$8,574/mo
▼ 0.25% · 3.875%
HK$140,991
−HK$4,321/mo
Today · 4.125%
HK$145,312
baseline
▲ 0.50% · 4.625%
HK$154,154
+HK$8,842/mo
Deposit HK$12.85M · loan HK$29.98M · min. income ≈ HK$290,624/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,820,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,119
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$156,199
−HK$4,139/mo
Today · 4.125%
HK$160,338
baseline
▲ 0.50% · 4.625%
HK$168,789
+HK$8,451/mo
Deposit HK$12.85M · loan HK$29.98M · min. income ≈ HK$320,676/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,820,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,806
−HK$11,024/mo
▼ 0.25% · 3.875%
HK$181,274
−HK$5,556/mo
Today · 4.125%
HK$186,830
baseline
▲ 0.50% · 4.625%
HK$198,198
+HK$11,368/mo
Deposit HK$4.28M · loan HK$38.55M · min. income ≈ HK$373,660/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,820,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,582
−HK$10,567/mo
▼ 0.25% · 3.875%
HK$200,827
−HK$5,322/mo
Today · 4.125%
HK$206,149
baseline
▲ 0.50% · 4.625%
HK$217,015
+HK$10,866/mo
Deposit HK$4.28M · loan HK$38.55M · min. income ≈ HK$412,298/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,820,395 · Scale 2, in force from 26 Feb 2026)