LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,684
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$100,723
−HK$3,087/mo
Today · 4.125%
HK$103,810
baseline
▲ 0.50% · 4.625%
HK$110,126
+HK$6,316/mo
Deposit HK$21.42M · loan HK$21.42M · min. income ≈ HK$207,620/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$1,820,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,672
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$111,587
−HK$2,957/mo
Today · 4.125%
HK$114,544
baseline
▲ 0.50% · 4.625%
HK$120,581
+HK$6,037/mo
Deposit HK$21.42M · loan HK$21.42M · min. income ≈ HK$229,088/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$1,820,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,221
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$120,867
−HK$3,705/mo
Today · 4.125%
HK$124,572
baseline
▲ 0.50% · 4.625%
HK$132,151
+HK$7,579/mo
Deposit HK$17.14M · loan HK$25.70M · min. income ≈ HK$249,144/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,820,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,407
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$133,904
−HK$3,548/mo
Today · 4.125%
HK$137,452
baseline
▲ 0.50% · 4.625%
HK$144,698
+HK$7,246/mo
Deposit HK$17.14M · loan HK$25.70M · min. income ≈ HK$274,904/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,820,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,758
−HK$8,575/mo
▼ 0.25% · 3.875%
HK$141,012
−HK$4,321/mo
Today · 4.125%
HK$145,333
baseline
▲ 0.50% · 4.625%
HK$154,177
+HK$8,844/mo
Deposit HK$12.85M · loan HK$29.99M · min. income ≈ HK$290,666/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,820,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,141
−HK$8,220/mo
▼ 0.25% · 3.875%
HK$156,222
−HK$4,139/mo
Today · 4.125%
HK$160,361
baseline
▲ 0.50% · 4.625%
HK$168,814
+HK$8,453/mo
Deposit HK$12.85M · loan HK$29.99M · min. income ≈ HK$320,722/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,820,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,831
−HK$11,026/mo
▼ 0.25% · 3.875%
HK$181,301
−HK$5,556/mo
Today · 4.125%
HK$186,857
baseline
▲ 0.50% · 4.625%
HK$198,227
+HK$11,370/mo
Deposit HK$4.28M · loan HK$38.56M · min. income ≈ HK$373,714/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,820,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,610
−HK$10,569/mo
▼ 0.25% · 3.875%
HK$200,857
−HK$5,322/mo
Today · 4.125%
HK$206,179
baseline
▲ 0.50% · 4.625%
HK$217,047
+HK$10,868/mo
Deposit HK$4.28M · loan HK$38.56M · min. income ≈ HK$412,358/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$1,820,659 · Scale 2, in force from 26 Feb 2026)