LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,691
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$100,730
−HK$3,087/mo
Today · 4.125%
HK$103,817
baseline
▲ 0.50% · 4.625%
HK$110,134
+HK$6,317/mo
Deposit HK$21.42M · loan HK$21.42M · min. income ≈ HK$207,634/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$1,820,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,680
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$111,595
−HK$2,957/mo
Today · 4.125%
HK$114,552
baseline
▲ 0.50% · 4.625%
HK$120,590
+HK$6,038/mo
Deposit HK$21.42M · loan HK$21.42M · min. income ≈ HK$229,104/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$1,820,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,229
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$120,876
−HK$3,705/mo
Today · 4.125%
HK$124,581
baseline
▲ 0.50% · 4.625%
HK$132,161
+HK$7,580/mo
Deposit HK$17.14M · loan HK$25.71M · min. income ≈ HK$249,162/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,820,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,416
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$133,914
−HK$3,548/mo
Today · 4.125%
HK$137,462
baseline
▲ 0.50% · 4.625%
HK$144,708
+HK$7,246/mo
Deposit HK$17.14M · loan HK$25.71M · min. income ≈ HK$274,924/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,820,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,767
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$141,022
−HK$4,322/mo
Today · 4.125%
HK$145,344
baseline
▲ 0.50% · 4.625%
HK$154,188
+HK$8,844/mo
Deposit HK$12.85M · loan HK$29.99M · min. income ≈ HK$290,688/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,820,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,152
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$156,233
−HK$4,140/mo
Today · 4.125%
HK$160,373
baseline
▲ 0.50% · 4.625%
HK$168,826
+HK$8,453/mo
Deposit HK$12.85M · loan HK$29.99M · min. income ≈ HK$320,746/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,820,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,844
−HK$11,027/mo
▼ 0.25% · 3.875%
HK$181,314
−HK$5,557/mo
Today · 4.125%
HK$186,871
baseline
▲ 0.50% · 4.625%
HK$198,241
+HK$11,370/mo
Deposit HK$4.28M · loan HK$38.56M · min. income ≈ HK$373,742/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,820,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,624
−HK$10,569/mo
▼ 0.25% · 3.875%
HK$200,871
−HK$5,322/mo
Today · 4.125%
HK$206,193
baseline
▲ 0.50% · 4.625%
HK$217,062
+HK$10,869/mo
Deposit HK$4.28M · loan HK$38.56M · min. income ≈ HK$412,386/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,820,790 · Scale 2, in force from 26 Feb 2026)