LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,719
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,759
−HK$3,088/mo
Today · 4.125%
HK$103,847
baseline
▲ 0.50% · 4.625%
HK$110,166
+HK$6,319/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$207,694/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,712
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,627
−HK$2,958/mo
Today · 4.125%
HK$114,585
baseline
▲ 0.50% · 4.625%
HK$120,625
+HK$6,040/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$229,170/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,263
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,911
−HK$3,706/mo
Today · 4.125%
HK$124,617
baseline
▲ 0.50% · 4.625%
HK$132,199
+HK$7,582/mo
Deposit HK$17.14M · loan HK$25.71M · min. income ≈ HK$249,234/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,821,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,454
−HK$7,048/mo
▼ 0.25% · 3.875%
HK$133,953
−HK$3,549/mo
Today · 4.125%
HK$137,502
baseline
▲ 0.50% · 4.625%
HK$144,750
+HK$7,248/mo
Deposit HK$17.14M · loan HK$25.71M · min. income ≈ HK$275,004/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,821,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,807
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$141,063
−HK$4,323/mo
Today · 4.125%
HK$145,386
baseline
▲ 0.50% · 4.625%
HK$154,233
+HK$8,847/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$290,772/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,197
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$156,278
−HK$4,141/mo
Today · 4.125%
HK$160,419
baseline
▲ 0.50% · 4.625%
HK$168,875
+HK$8,456/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$320,838/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,895
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$181,366
−HK$5,559/mo
Today · 4.125%
HK$186,925
baseline
▲ 0.50% · 4.625%
HK$198,299
+HK$11,374/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$373,850/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,681
−HK$10,572/mo
▼ 0.25% · 3.875%
HK$200,929
−HK$5,324/mo
Today · 4.125%
HK$206,253
baseline
▲ 0.50% · 4.625%
HK$217,125
+HK$10,872/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$412,506/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,319 · Scale 2, in force from 26 Feb 2026)