LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,721
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,761
−HK$3,088/mo
Today · 4.125%
HK$103,849
baseline
▲ 0.50% · 4.625%
HK$110,168
+HK$6,319/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$207,698/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,714
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,629
−HK$2,958/mo
Today · 4.125%
HK$114,587
baseline
▲ 0.50% · 4.625%
HK$120,627
+HK$6,040/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$229,174/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,265
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,913
−HK$3,706/mo
Today · 4.125%
HK$124,619
baseline
▲ 0.50% · 4.625%
HK$132,202
+HK$7,583/mo
Deposit HK$17.14M · loan HK$25.71M · min. income ≈ HK$249,238/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,821,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,457
−HK$7,048/mo
▼ 0.25% · 3.875%
HK$133,955
−HK$3,550/mo
Today · 4.125%
HK$137,505
baseline
▲ 0.50% · 4.625%
HK$144,753
+HK$7,248/mo
Deposit HK$17.14M · loan HK$25.71M · min. income ≈ HK$275,010/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,821,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,810
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$141,065
−HK$4,324/mo
Today · 4.125%
HK$145,389
baseline
▲ 0.50% · 4.625%
HK$154,235
+HK$8,846/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$290,778/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,199
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$156,281
−HK$4,141/mo
Today · 4.125%
HK$160,422
baseline
▲ 0.50% · 4.625%
HK$168,878
+HK$8,456/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$320,844/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,898
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$181,369
−HK$5,559/mo
Today · 4.125%
HK$186,928
baseline
▲ 0.50% · 4.625%
HK$198,303
+HK$11,375/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$373,856/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,685
−HK$10,572/mo
▼ 0.25% · 3.875%
HK$200,933
−HK$5,324/mo
Today · 4.125%
HK$206,257
baseline
▲ 0.50% · 4.625%
HK$217,129
+HK$10,872/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$412,514/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,352 · Scale 2, in force from 26 Feb 2026)