LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,727
−HK$6,129/mo
▼ 0.25% · 3.875%
HK$100,767
−HK$3,089/mo
Today · 4.125%
HK$103,856
baseline
▲ 0.50% · 4.625%
HK$110,175
+HK$6,319/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$207,712/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,721
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$111,637
−HK$2,958/mo
Today · 4.125%
HK$114,595
baseline
▲ 0.50% · 4.625%
HK$120,635
+HK$6,040/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$229,190/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,273
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,921
−HK$3,706/mo
Today · 4.125%
HK$124,627
baseline
▲ 0.50% · 4.625%
HK$132,210
+HK$7,583/mo
Deposit HK$17.14M · loan HK$25.71M · min. income ≈ HK$249,254/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,821,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,465
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,964
−HK$3,550/mo
Today · 4.125%
HK$137,514
baseline
▲ 0.50% · 4.625%
HK$144,762
+HK$7,248/mo
Deposit HK$17.14M · loan HK$25.71M · min. income ≈ HK$275,028/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,821,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,818
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$141,074
−HK$4,324/mo
Today · 4.125%
HK$145,398
baseline
▲ 0.50% · 4.625%
HK$154,245
+HK$8,847/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$290,796/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,209
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,291
−HK$4,142/mo
Today · 4.125%
HK$160,433
baseline
▲ 0.50% · 4.625%
HK$168,889
+HK$8,456/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$320,866/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,909
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$181,381
−HK$5,560/mo
Today · 4.125%
HK$186,941
baseline
▲ 0.50% · 4.625%
HK$198,315
+HK$11,374/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$373,882/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,697
−HK$10,573/mo
▼ 0.25% · 3.875%
HK$200,946
−HK$5,324/mo
Today · 4.125%
HK$206,270
baseline
▲ 0.50% · 4.625%
HK$217,143
+HK$10,873/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$412,540/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,470 · Scale 2, in force from 26 Feb 2026)