LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,730
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,770
−HK$3,088/mo
Today · 4.125%
HK$103,858
baseline
▲ 0.50% · 4.625%
HK$110,178
+HK$6,320/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$207,716/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,723
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$111,639
−HK$2,958/mo
Today · 4.125%
HK$114,597
baseline
▲ 0.50% · 4.625%
HK$120,638
+HK$6,041/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$229,194/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,275
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$120,923
−HK$3,707/mo
Today · 4.125%
HK$124,630
baseline
▲ 0.50% · 4.625%
HK$132,213
+HK$7,583/mo
Deposit HK$17.14M · loan HK$25.72M · min. income ≈ HK$249,260/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,821,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,468
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,967
−HK$3,550/mo
Today · 4.125%
HK$137,517
baseline
▲ 0.50% · 4.625%
HK$144,765
+HK$7,248/mo
Deposit HK$17.14M · loan HK$25.72M · min. income ≈ HK$275,034/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,821,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,821
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$141,077
−HK$4,324/mo
Today · 4.125%
HK$145,401
baseline
▲ 0.50% · 4.625%
HK$154,249
+HK$8,848/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$290,802/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,212
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,295
−HK$4,141/mo
Today · 4.125%
HK$160,436
baseline
▲ 0.50% · 4.625%
HK$168,893
+HK$8,457/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$320,872/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,913
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$181,385
−HK$5,560/mo
Today · 4.125%
HK$186,945
baseline
▲ 0.50% · 4.625%
HK$198,320
+HK$11,375/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$373,890/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,702
−HK$10,573/mo
▼ 0.25% · 3.875%
HK$200,950
−HK$5,325/mo
Today · 4.125%
HK$206,275
baseline
▲ 0.50% · 4.625%
HK$217,148
+HK$10,873/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$412,550/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,509 · Scale 2, in force from 26 Feb 2026)