LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,731
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,771
−HK$3,088/mo
Today · 4.125%
HK$103,859
baseline
▲ 0.50% · 4.625%
HK$110,179
+HK$6,320/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$207,718/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,724
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$111,640
−HK$2,958/mo
Today · 4.125%
HK$114,598
baseline
▲ 0.50% · 4.625%
HK$120,639
+HK$6,041/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$229,196/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,277
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,925
−HK$3,706/mo
Today · 4.125%
HK$124,631
baseline
▲ 0.50% · 4.625%
HK$132,214
+HK$7,583/mo
Deposit HK$17.14M · loan HK$25.72M · min. income ≈ HK$249,262/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,821,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,469
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,968
−HK$3,550/mo
Today · 4.125%
HK$137,518
baseline
▲ 0.50% · 4.625%
HK$144,767
+HK$7,249/mo
Deposit HK$17.14M · loan HK$25.72M · min. income ≈ HK$275,036/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,821,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,823
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$141,079
−HK$4,324/mo
Today · 4.125%
HK$145,403
baseline
▲ 0.50% · 4.625%
HK$154,250
+HK$8,847/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$290,806/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,214
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,296
−HK$4,142/mo
Today · 4.125%
HK$160,438
baseline
▲ 0.50% · 4.625%
HK$168,895
+HK$8,457/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$320,876/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,915
−HK$11,031/mo
▼ 0.25% · 3.875%
HK$181,387
−HK$5,559/mo
Today · 4.125%
HK$186,946
baseline
▲ 0.50% · 4.625%
HK$198,322
+HK$11,376/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$373,892/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,704
−HK$10,573/mo
▼ 0.25% · 3.875%
HK$200,952
−HK$5,325/mo
Today · 4.125%
HK$206,277
baseline
▲ 0.50% · 4.625%
HK$217,150
+HK$10,873/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$412,554/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,527 · Scale 2, in force from 26 Feb 2026)