LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,732
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,772
−HK$3,088/mo
Today · 4.125%
HK$103,860
baseline
▲ 0.50% · 4.625%
HK$110,180
+HK$6,320/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$207,720/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,726
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$111,642
−HK$2,958/mo
Today · 4.125%
HK$114,600
baseline
▲ 0.50% · 4.625%
HK$120,640
+HK$6,040/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$229,200/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,278
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,926
−HK$3,706/mo
Today · 4.125%
HK$124,632
baseline
▲ 0.50% · 4.625%
HK$132,216
+HK$7,584/mo
Deposit HK$17.14M · loan HK$25.72M · min. income ≈ HK$249,264/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,821,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,471
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,970
−HK$3,550/mo
Today · 4.125%
HK$137,520
baseline
▲ 0.50% · 4.625%
HK$144,768
+HK$7,248/mo
Deposit HK$17.14M · loan HK$25.72M · min. income ≈ HK$275,040/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,821,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,824
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,080
−HK$4,325/mo
Today · 4.125%
HK$145,405
baseline
▲ 0.50% · 4.625%
HK$154,252
+HK$8,847/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$290,810/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,216
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,298
−HK$4,142/mo
Today · 4.125%
HK$160,440
baseline
▲ 0.50% · 4.625%
HK$168,897
+HK$8,457/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$320,880/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,917
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$181,389
−HK$5,560/mo
Today · 4.125%
HK$186,949
baseline
▲ 0.50% · 4.625%
HK$198,324
+HK$11,375/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$373,898/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,706
−HK$10,573/mo
▼ 0.25% · 3.875%
HK$200,955
−HK$5,324/mo
Today · 4.125%
HK$206,279
baseline
▲ 0.50% · 4.625%
HK$217,153
+HK$10,874/mo
Deposit HK$4.29M · loan HK$38.57M · min. income ≈ HK$412,558/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,550 · Scale 2, in force from 26 Feb 2026)