LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,737
−HK$6,129/mo
▼ 0.25% · 3.875%
HK$100,777
−HK$3,089/mo
Today · 4.125%
HK$103,866
baseline
▲ 0.50% · 4.625%
HK$110,186
+HK$6,320/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$207,732/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,731
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,647
−HK$2,959/mo
Today · 4.125%
HK$114,606
baseline
▲ 0.50% · 4.625%
HK$120,647
+HK$6,041/mo
Deposit HK$21.43M · loan HK$21.43M · min. income ≈ HK$229,212/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$1,821,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,284
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$120,932
−HK$3,707/mo
Today · 4.125%
HK$124,639
baseline
▲ 0.50% · 4.625%
HK$132,223
+HK$7,584/mo
Deposit HK$17.14M · loan HK$25.72M · min. income ≈ HK$249,278/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,821,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,477
−HK$7,050/mo
▼ 0.25% · 3.875%
HK$133,977
−HK$3,550/mo
Today · 4.125%
HK$137,527
baseline
▲ 0.50% · 4.625%
HK$144,776
+HK$7,249/mo
Deposit HK$17.14M · loan HK$25.72M · min. income ≈ HK$275,054/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,821,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,831
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,088
−HK$4,324/mo
Today · 4.125%
HK$145,412
baseline
▲ 0.50% · 4.625%
HK$154,260
+HK$8,848/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$290,824/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,224
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,306
−HK$4,142/mo
Today · 4.125%
HK$160,448
baseline
▲ 0.50% · 4.625%
HK$168,905
+HK$8,457/mo
Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$320,896/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,926
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$181,398
−HK$5,560/mo
Today · 4.125%
HK$186,958
baseline
▲ 0.50% · 4.625%
HK$198,334
+HK$11,376/mo
Deposit HK$4.29M · loan HK$38.58M · min. income ≈ HK$373,916/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,716
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$200,965
−HK$5,325/mo
Today · 4.125%
HK$206,290
baseline
▲ 0.50% · 4.625%
HK$217,164
+HK$10,874/mo
Deposit HK$4.29M · loan HK$38.58M · min. income ≈ HK$412,580/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,821,643 · Scale 2, in force from 26 Feb 2026)