LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,776
−HK$613/mo
▼ 0.25% · 3.875%
HK$10,080
−HK$309/mo
Today · 4.125%
HK$10,389
baseline
▲ 0.50% · 4.625%
HK$11,021
+HK$632/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$20,778/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$57,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,875
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,167
−HK$296/mo
Today · 4.125%
HK$11,463
baseline
▲ 0.50% · 4.625%
HK$12,067
+HK$604/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$22,926/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$57,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,731
−HK$736/mo
▼ 0.25% · 3.875%
HK$12,096
−HK$371/mo
Today · 4.125%
HK$12,467
baseline
▲ 0.50% · 4.625%
HK$13,225
+HK$758/mo
Deposit HK$1.71M · loan HK$2.57M · min. income ≈ HK$24,934/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$57,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,050
−HK$706/mo
▼ 0.25% · 3.875%
HK$13,400
−HK$356/mo
Today · 4.125%
HK$13,756
baseline
▲ 0.50% · 4.625%
HK$14,481
+HK$725/mo
Deposit HK$1.71M · loan HK$2.57M · min. income ≈ HK$27,512/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$57,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,686
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,112
−HK$432/mo
Today · 4.125%
HK$14,544
baseline
▲ 0.50% · 4.625%
HK$15,429
+HK$885/mo
Deposit HK$1.29M · loan HK$3.00M · min. income ≈ HK$29,088/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$57,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,226
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,634
−HK$414/mo
Today · 4.125%
HK$16,048
baseline
▲ 0.50% · 4.625%
HK$16,894
+HK$846/mo
Deposit HK$1.29M · loan HK$3.00M · min. income ≈ HK$32,096/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$57,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,596
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,144
−HK$556/mo
Today · 4.125%
HK$18,700
baseline
▲ 0.50% · 4.625%
HK$19,838
+HK$1,138/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,400/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$57,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,576
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,101
−HK$532/mo
Today · 4.125%
HK$20,633
baseline
▲ 0.50% · 4.625%
HK$21,721
+HK$1,088/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$41,266/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$57,524 · Scale 2, in force from 26 Feb 2026)