LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,769
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,811
−HK$3,089/mo
Today · 4.125%
HK$103,900
baseline
▲ 0.50% · 4.625%
HK$110,223
+HK$6,323/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$207,800/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$1,822,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,767
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,685
−HK$2,959/mo
Today · 4.125%
HK$114,644
baseline
▲ 0.50% · 4.625%
HK$120,687
+HK$6,043/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$229,288/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$1,822,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,323
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$120,973
−HK$3,707/mo
Today · 4.125%
HK$124,680
baseline
▲ 0.50% · 4.625%
HK$132,267
+HK$7,587/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$249,360/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,822,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,521
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$134,021
−HK$3,552/mo
Today · 4.125%
HK$137,573
baseline
▲ 0.50% · 4.625%
HK$144,824
+HK$7,251/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$275,146/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,822,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,877
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,135
−HK$4,326/mo
Today · 4.125%
HK$145,461
baseline
▲ 0.50% · 4.625%
HK$154,312
+HK$8,851/mo
Deposit HK$12.86M · loan HK$30.01M · min. income ≈ HK$290,922/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,274
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$156,358
−HK$4,143/mo
Today · 4.125%
HK$160,501
baseline
▲ 0.50% · 4.625%
HK$168,962
+HK$8,461/mo
Deposit HK$12.86M · loan HK$30.01M · min. income ≈ HK$321,002/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,985
−HK$11,036/mo
▼ 0.25% · 3.875%
HK$181,459
−HK$5,562/mo
Today · 4.125%
HK$187,021
baseline
▲ 0.50% · 4.625%
HK$198,401
+HK$11,380/mo
Deposit HK$4.29M · loan HK$38.59M · min. income ≈ HK$374,042/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,781
−HK$10,578/mo
▼ 0.25% · 3.875%
HK$201,032
−HK$5,327/mo
Today · 4.125%
HK$206,359
baseline
▲ 0.50% · 4.625%
HK$217,236
+HK$10,877/mo
Deposit HK$4.29M · loan HK$38.59M · min. income ≈ HK$412,718/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,252 · Scale 2, in force from 26 Feb 2026)