LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,773
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,814
−HK$3,090/mo
Today · 4.125%
HK$103,904
baseline
▲ 0.50% · 4.625%
HK$110,226
+HK$6,322/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$207,808/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$1,822,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,771
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,688
−HK$2,960/mo
Today · 4.125%
HK$114,648
baseline
▲ 0.50% · 4.625%
HK$120,691
+HK$6,043/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$229,296/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$1,822,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,327
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,977
−HK$3,708/mo
Today · 4.125%
HK$124,685
baseline
▲ 0.50% · 4.625%
HK$132,272
+HK$7,587/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$249,370/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,822,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,526
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,026
−HK$3,551/mo
Today · 4.125%
HK$137,577
baseline
▲ 0.50% · 4.625%
HK$144,829
+HK$7,252/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$275,154/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,822,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,882
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,140
−HK$4,326/mo
Today · 4.125%
HK$145,466
baseline
▲ 0.50% · 4.625%
HK$154,317
+HK$8,851/mo
Deposit HK$12.86M · loan HK$30.01M · min. income ≈ HK$290,932/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,280
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$156,364
−HK$4,143/mo
Today · 4.125%
HK$160,507
baseline
▲ 0.50% · 4.625%
HK$168,967
+HK$8,460/mo
Deposit HK$12.86M · loan HK$30.01M · min. income ≈ HK$321,014/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,991
−HK$11,036/mo
▼ 0.25% · 3.875%
HK$181,465
−HK$5,562/mo
Today · 4.125%
HK$187,027
baseline
▲ 0.50% · 4.625%
HK$198,407
+HK$11,380/mo
Deposit HK$4.29M · loan HK$38.59M · min. income ≈ HK$374,054/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,788
−HK$10,578/mo
▼ 0.25% · 3.875%
HK$201,039
−HK$5,327/mo
Today · 4.125%
HK$206,366
baseline
▲ 0.50% · 4.625%
HK$217,244
+HK$10,878/mo
Deposit HK$4.29M · loan HK$38.59M · min. income ≈ HK$412,732/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,315 · Scale 2, in force from 26 Feb 2026)