LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,775
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,816
−HK$3,090/mo
Today · 4.125%
HK$103,906
baseline
▲ 0.50% · 4.625%
HK$110,229
+HK$6,323/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$207,812/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$1,822,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,774
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$111,691
−HK$2,959/mo
Today · 4.125%
HK$114,650
baseline
▲ 0.50% · 4.625%
HK$120,694
+HK$6,044/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$229,300/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$1,822,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,330
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,980
−HK$3,708/mo
Today · 4.125%
HK$124,688
baseline
▲ 0.50% · 4.625%
HK$132,275
+HK$7,587/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$249,376/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,822,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,529
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$134,029
−HK$3,552/mo
Today · 4.125%
HK$137,581
baseline
▲ 0.50% · 4.625%
HK$144,833
+HK$7,252/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$275,162/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,822,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,885
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,143
−HK$4,326/mo
Today · 4.125%
HK$145,469
baseline
▲ 0.50% · 4.625%
HK$154,320
+HK$8,851/mo
Deposit HK$12.86M · loan HK$30.02M · min. income ≈ HK$290,938/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,283
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,367
−HK$4,144/mo
Today · 4.125%
HK$160,511
baseline
▲ 0.50% · 4.625%
HK$168,971
+HK$8,460/mo
Deposit HK$12.86M · loan HK$30.02M · min. income ≈ HK$321,022/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,995
−HK$11,037/mo
▼ 0.25% · 3.875%
HK$181,470
−HK$5,562/mo
Today · 4.125%
HK$187,032
baseline
▲ 0.50% · 4.625%
HK$198,412
+HK$11,380/mo
Deposit HK$4.29M · loan HK$38.59M · min. income ≈ HK$374,064/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,793
−HK$10,578/mo
▼ 0.25% · 3.875%
HK$201,044
−HK$5,327/mo
Today · 4.125%
HK$206,371
baseline
▲ 0.50% · 4.625%
HK$217,249
+HK$10,878/mo
Deposit HK$4.29M · loan HK$38.59M · min. income ≈ HK$412,742/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,357 · Scale 2, in force from 26 Feb 2026)